Village Bank And Trust Company Financial Statements & Health Reports

Acquired Aug 2009

Vitals

ROAA

ROAE

Efficiency Ratio

77.861

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	Village Bank And Trust Company	All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets	24,384	119,911
Total Net Loans	19,919	80,094
Total Deposits	16,806	97,315
Total Equity	5,135	12,194
Profitability
Net Income	—	802
Return on Average Assets	—	1.136
Return on Average Equity	—	10.818
Net Interest Margin	2.825	3.787
Efficiency Ratio	77.861	63.179
Noninterest Income/Revenue	10.304	11.866
Balance Sheet Ratios
Loan-to-Deposit	118.523	78.177
Securities/Assets		.346
Total Equity/Total Assets	.211	.102
Tangible Equity/Tangible Assets	.211	.071
Capital Adequacy
Tier 1 Common Capital	—	—
Tier 1 Capital	5,135	11,403
Tier 2 Capital	258	963
Total Capital	5,393	12,355
Total Risk Weighted Assets	19,638	88,056
Leverage Ratio	18.31	9.815
Common Equity Tier 1 Capital Ratio	—	—
Tier 1 Capital Ratio	26.15	14.21
Total Capital Ratio	27.46	15.28

Village Bank And Trust Company was acquired by The Exchange State Bank 14 years

View Profile Aug 05 2009

Village Bank And Trust Company was established 115 years ago and is currently headquartered in Cedar Rapids, IA.

Dec 10 1908

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
The Exchange State Bank	Buyer	45,741		Sale of Assets	8/5/2009

Relationships	Role	Relationship Start	Relationship End

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