Ventura County Business Bank
Oxnard, CA — Domestic Branch of a Domestic Bank
Acquired Sep 2011
Vitals
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Total Assets77.9M -9.8 %
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Total Deposits66.9M -5.8 %
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Total Net Loans37.8M -29.9 %
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Net Income-909000.0000 78.0 %
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Book Value2.9M -59.8 %
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Book Value x25.8M -59.8 %
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Book Value x38.7M -59.8 %
Balance Sheet Highlights
| Financial Highlights | Ventura County Business Bank | All Insured Commercial Banks in California |
| Balance Sheet $(000) | ||
| Total Assets | 77,949 | 554,580 |
| Total Net Loans | 37,815 | 344,709 |
| Total Deposits | 66,863 | 423,366 |
| Total Equity | 2,893 | 72,775 |
| Profitability | ||
| Net Income | -909 | 2,302 |
| Return on Average Assets | -2.316 | .371 |
| Return on Average Equity | -57.447 | 2.947 |
| Net Interest Margin | 3.432 | 4.111 |
| Efficiency Ratio | 163.675 | 77.016 |
| Noninterest Income/Revenue | 6.723 | 13.582 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 56.556 | 79.071 |
| Securities/Assets | .163 | .156 |
| Total Equity/Total Assets | .037 | .131 |
| Tangible Equity/Tangible Assets | .037 | .126 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 2,144 | 65,028 |
| Tier 2 Capital | 582 | 4,972 |
| Total Capital | 2,726 | 69,984 |
| Total Risk Weighted Assets | 43,718 | 388,043 |
| Leverage Ratio | 2.73 | 11.73 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 4.9 | 16.229 |
| Total Capital Ratio | 6.24 | 17.517 |
Timeline for Ventura County Business Bank
Royal Business Bank
Ventura County Business Bank was acquired by Royal Business Bank 12 years
View Profile Sep 24 2011
Ventura County Business Bank
Ventura County Business Bank was established 21 years ago and is currently headquartered in Oxnard, CA.
Apr 02 2003| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Royal Business Bank | Buyer | 1,445,730 | Acquisition | Discontinued | 9/24/2011 |
| Relationships | Role | Relationship Start | Relationship End |
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