United Southern Bank
Hopkinsville, KY — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | United Southern Bank | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 9,054 | 8,828 |
Income from Lease Financing Receivables | — | 2 |
— | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 22 |
Income on Loans and Leases (TE) | 9,054 | 8,864 |
Investment Interest Income (TE) | 765 | 1,656 |
Total Interest Income (TE) | 9,929 | 10,728 |
Total Interest Expense | 1,060 | 1,106 |
Net Interest Income (TE) | 8,869 | 9,572 |
Non-Interest Income | 2,096 | 2,231 |
Adjusted Operating Income (TE) | 10,965 | 12,006 |
Non-interest Expense | 7,914 | 8,402 |
Provision for Loan & Lease Losses | 2,107 | 243 |
Pretax Operating Income (TE) | 944 | 3,259 |
Pretax Net Operating Income (TE) | 986 | 3,369 |
Applicable Income Taxes | 235 | 444 |
Net Operating Income | 691 | 2,592 |
Net Income | 691 | 2,592 |
Cash Dividends Declared | 275 | 1,549 |
Retained Earnings | 416 | 1,045 |