Vitals
  • Total Assets
    177.4M 6.8 %
  • Total Deposits
    154.8M 7.7 %
  • Total Net Loans
    138.3M 9.4 %
  • Net Income
    2.4M 2.7 %
  • Book Value
    20.2M 3.2 %
  • Book Value x2
    40.4M 3.2 %
  • Book Value x3
    60.6M 3.2 %
ROAA

1.438

ROAE

11.949

Efficiency Ratio

58.681

Net Interest Margin

3.798

Balance Sheet Highlights
Financial Highlights United Community Bank All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 177,419 272,940
Total Net Loans 138,284 188,306
Total Deposits 154,808 228,985
Total Equity 20,213 30,879
Profitability
Net Income 2,368 3,013
Return on Average Assets 1.438 1.04
Return on Average Equity 11.949 8.894
Net Interest Margin 3.798 3.727
Efficiency Ratio 58.681 64.939
Noninterest Income/Revenue 12.891 14.969
Balance Sheet Ratios
Loan-to-Deposit 89.326 81.441
Securities/Assets .071 .167
Total Equity/Total Assets .114 .113
Tangible Equity/Tangible Assets .114 .11
Capital Adequacy
Tier 1 Common Capital 20,239 29,936
Tier 1 Capital 20,239 29,937
Tier 2 Capital 1,847 2,305
Total Capital 22,086 32,273
Total Risk Weighted Assets 147,928 202,263
Leverage Ratio 12.07 11.31
Common Equity Tier 1 Capital Ratio 13.68 15.769
Tier 1 Capital Ratio 13.68 15.771
Total Capital Ratio 14.93 16.923

Timeline for United Community Bank

Cambridge State Bank

Acquisition: United Community Bank acquired a new subsidiary, Cambridge State Bank, 8 years

View Profile Oct 03 2015

Poynette Investments, Inc.

Poynette Investments, Inc. became a new subsidiary organization for United Community Bank.

View Profile Dec 05 2000

United Bancorporation

United Bancorporation became a new parent organization for United Community Bank.

View Profile Jul 29 1994

United Community Bank

United Community Bank was established 130 years ago and is currently headquartered in Poynette, WI.

Jan 01 1894
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cambridge State Bank Seller 66,035 Pooling of Interests Discontinued 10/3/2015
Relationships Role Relationship Start Relationship End
United Bancorporation Parent 5/13/2008
United Bancorporation Parent 7/29/1994 5/12/2008
Poynette Investments, Inc. Subsidary 6/30/2007 1/31/2010
Poynette Investments, Inc. Subsidary 12/5/2000 6/29/2007
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