Vitals
  • Total Assets
    240.1M 5.9 %
  • Total Deposits
    189.2M 3.3 %
  • Total Net Loans
    155.6M 4.7 %
  • Net Income
    3.6M 2.6 %
  • Book Value
    29.8M 6.7 %
  • Book Value x2
    59.5M 6.7 %
  • Book Value x3
    89.3M 6.7 %
ROAA

1.527

ROAE

12.184

Efficiency Ratio

51.23

Net Interest Margin

4.337

Balance Sheet Highlights
Financial Highlights United Community Bank Of West Kentucky, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 240,082 275,102
Total Net Loans 155,637 177,820
Total Deposits 189,203 227,063
Total Equity 29,772 30,287
Profitability
Net Income 3,604 2,592
Return on Average Assets 1.527 .944
Return on Average Equity 12.184 8.074
Net Interest Margin 4.337 3.847
Efficiency Ratio 51.23 70.925
Noninterest Income/Revenue 13.478 17.219
Balance Sheet Ratios
Loan-to-Deposit 82.259 76.952
Securities/Assets .278 .219
Total Equity/Total Assets .124 .11
Tangible Equity/Tangible Assets .124 .107
Capital Adequacy
Tier 1 Common Capital 30,175 29,354
Tier 1 Capital 30,175 29,354
Tier 2 Capital 2,149 2,092
Total Capital 32,324 31,454
Total Risk Weighted Assets 171,600 190,479
Leverage Ratio 12.67 11.285
Common Equity Tier 1 Capital Ratio 17.58 17.115
Tier 1 Capital Ratio 17.58 17.115
Total Capital Ratio 18.84 18.174

Timeline for United Community Bank Of West Kentucky, Inc.

United Community Bancshares, Inc.

United Community Bancshares, Inc. became a new parent organization for United Community Bank Of West Kentucky, Inc..

View Profile May 28 2004

United Community Bank Of West Kentucky, Inc.

United Community Bank Of West Kentucky, Inc. was established 22 years ago and is currently headquartered in Morganfield, KY.

Dec 10 2001
Relationships Role Relationship Start Relationship End
United Community Bancshares, Inc. Parent 5/28/2004
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