United Business Bank, F.S.B.
Oakland, CA — Federal Savings Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | United Business Bank, F.S.B. | All Insured Savings Banks in California |
Interest and Fees on Loans | 14,331 | 42,739 |
Income from Lease Financing Receivables | — | 695 |
— | 157 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 84 |
Income on Loans and Leases (TE) | 14,331 | 43,519 |
Investment Interest Income (TE) | 1,090 | 8,473 |
Total Interest Income (TE) | 16,046 | 53,926 |
Total Interest Expense | 304 | 8,135 |
Net Interest Income (TE) | 15,742 | 45,792 |
Non-Interest Income | 3,052 | 30,983 |
Adjusted Operating Income (TE) | 18,794 | 76,775 |
Non-interest Expense | 12,616 | 40,827 |
Provision for Loan & Lease Losses | -340 | 480 |
Pretax Operating Income (TE) | 6,518 | 35,468 |
Pretax Net Operating Income (TE) | 6,518 | 35,715 |
Applicable Income Taxes | 2,526 | 13,774 |
Net Operating Income | 3,846 | 21,465 |
Net Income | 3,846 | 21,465 |
Cash Dividends Declared | 197 | 5,217 |
Retained Earnings | 3,649 | 16,249 |