Efficiency Ratio Over Time
Efficiency Ratio United Business Bank, F.S.B. All Insured Savings Banks in California
12-31-2016 67.129 70.338
09-30-2016 69.193 72.288
06-30-2016 67.033 72.066
03-31-2016 65.193 73.704
12-31-2015 74.853 74.758
09-30-2015 77.671 71.483
06-30-2015 79.777 71.285
03-31-2015 84.197 76.099
12-31-2014 79.419 73.095
09-30-2014 78.933 86.175
06-30-2014 74.623 91.889
03-31-2014 76.6 88.808
12-31-2013 65.175 74.163
09-30-2013 75.582 76.82
06-30-2013 76.535 74.779
03-31-2013 78.574 75.347
12-31-2012 77.482 71.488
09-30-2012 79.601 70.596
06-30-2012 83.09 71.306
03-31-2012 84.902 69.334