Vitals
  • Total Assets
    264.7M 6.7 %
  • Total Deposits
    227.6M 6.6 %
  • Total Net Loans
    199.9M 5.7 %
  • Net Income
    2.5M 14.5 %
  • Book Value
    25.4M 6.2 %
  • Book Value x2
    50.9M 6.2 %
  • Book Value x3
    76.3M 6.2 %
ROAA

1.024

ROAE

10.032

Efficiency Ratio

65.933

Net Interest Margin

3.544

Balance Sheet Highlights
Financial Highlights United Bank All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 264,747 272,940
Total Net Loans 199,908 188,306
Total Deposits 227,622 228,985
Total Equity 25,427 30,879
Profitability
Net Income 2,507 3,013
Return on Average Assets 1.024 1.04
Return on Average Equity 10.032 8.894
Net Interest Margin 3.544 3.727
Efficiency Ratio 65.933 64.939
Noninterest Income/Revenue 25.582 14.969
Balance Sheet Ratios
Loan-to-Deposit 87.825 81.441
Securities/Assets .114 .167
Total Equity/Total Assets .096 .113
Tangible Equity/Tangible Assets .096 .11
Capital Adequacy
Tier 1 Common Capital 25,584 29,936
Tier 1 Capital 25,584 29,937
Tier 2 Capital 2,162 2,305
Total Capital 27,746 32,273
Total Risk Weighted Assets 214,934 202,263
Leverage Ratio 9.96 11.31
Common Equity Tier 1 Capital Ratio 11.9 15.769
Tier 1 Capital Ratio 11.9 15.771
Total Capital Ratio 12.91 16.923

Timeline for United Bank

Ubc Investments, Inc.

Ubc Investments, Inc. became a new subsidiary organization for United Bank.

View Profile Nov 01 2000

United Bancorporation

United Bancorporation became a new parent organization for United Bank.

View Profile Jul 29 1994

Durand Federal Savings And Loan Association

Acquisition: United Bank acquired a new subsidiary, Durand Federal Savings And Loan Association, 34 years

View Profile May 26 1990

Bank Of Osseo

Acquisition: United Bank acquired a new subsidiary, Bank Of Osseo, 38 years

View Profile Oct 16 1985

United Bank

United Bank was established 112 years ago and is currently headquartered in Osseo, WI.

Dec 23 1911
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Durand Federal Savings And Loan Association Seller 81,392 Failure 5/26/1990
Bank Of Osseo Seller 37,262 Discontinued 10/16/1985
Relationships Role Relationship Start Relationship End
United Bancorporation Parent 2/8/2010
United Bancorporation Parent 7/29/1994 2/7/2010
Ubc Investments, Inc. Subsidary 6/30/2007 1/31/2010
Ubc Investments, Inc. Subsidary 11/1/2000 6/29/2007
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