Vitals
  • Total Assets
    302.2M 1.2 %
  • Total Deposits
    262.0M 1.0 %
  • Total Net Loans
    227.4M 2.6 %
  • Net Income
    4.4M 11.1 %
  • Book Value
    33.6M 1.3 %
  • Book Value x2
    67.2M 1.3 %
  • Book Value x3
    100.7M 1.3 %
ROAA

1.461

ROAE

13.058

Efficiency Ratio

59.653

Net Interest Margin

3.699

Balance Sheet Highlights
Financial Highlights United Bank Of Union All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 302,169 258,416
Total Net Loans 227,372 178,998
Total Deposits 262,035 217,087
Total Equity 33,576 28,107
Profitability
Net Income 4,420 2,724
Return on Average Assets 1.461 1.016
Return on Average Equity 13.058 9.475
Net Interest Margin 3.699 3.745
Efficiency Ratio 59.653 67.758
Noninterest Income/Revenue 17.193 16.937
Balance Sheet Ratios
Loan-to-Deposit 86.772 78.741
Securities/Assets .183 .158
Total Equity/Total Assets .111 .109
Tangible Equity/Tangible Assets .108 .106
Capital Adequacy
Tier 1 Common Capital 34,535 27,011
Tier 1 Capital 34,535 27,012
Tier 2 Capital 3,286 2,220
Total Capital 37,821 29,258
Total Risk Weighted Assets 262,190 195,723
Leverage Ratio 11.55 10.472
Common Equity Tier 1 Capital Ratio 13.17 14.947
Tier 1 Capital Ratio 13.17 14.954
Total Capital Ratio 14.43 16.077

Timeline for United Bank Of Union

Union Trustee Corp

Union Trustee Corp became a new subsidiary organization for United Bank Of Union.

View Profile Jun 26 2012

Union Real Estate Co.

Union Real Estate Co. became a new subsidiary organization for United Bank Of Union.

View Profile Jun 29 1994

Cardinal Bancorp Ii, Inc.

Cardinal Bancorp Ii, Inc. became a new parent organization for United Bank Of Union.

View Profile Jan 29 1988

Bank Of Gray Summit

Acquisition: United Bank Of Union acquired a new subsidiary, Bank Of Gray Summit , 58 years

View Profile Apr 07 1966

United Bank Of Union

United Bank Of Union was established 90 years ago and is currently headquartered in Union, MO.

Mar 22 1934
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Gray Summit Seller Discontinued 4/7/1966
Relationships Role Relationship Start Relationship End
Cardinal Bancorp Ii, Inc. Parent 1/29/1988
Union Real Estate Co. Subsidary 6/30/2007
Union Trustee Corp Subsidary 6/26/2012
Union Real Estate Co. Subsidary 9/1/2001 6/29/2007
Union Real Estate Co. Subsidary 6/29/1994 8/31/2001
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