Vitals
  • Total Assets
    74.1M 6.1 %
  • Total Deposits
    57.8M 4.0 %
  • Total Net Loans
    55.0M 17.4 %
  • Net Income
    1.1M 12.2 %
  • Book Value
    7.0M 4.4 %
  • Book Value x2
    14.0M 4.4 %
  • Book Value x3
    21.0M 4.4 %
ROAA

1.5

ROAE

15.744

Efficiency Ratio

49.673

Net Interest Margin

3.442

Balance Sheet Highlights
Financial Highlights Union State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 74,103 95,041
Total Net Loans 55,010 64,366
Total Deposits 57,844 76,612
Total Equity 7,001 9,532
Profitability
Net Income 1,077 1,200
Return on Average Assets 1.5 1.186
Return on Average Equity 15.744 11.689
Net Interest Margin 3.442 3.863
Efficiency Ratio 49.673 61.109
Noninterest Income/Revenue 4.117 10.59
Balance Sheet Ratios
Loan-to-Deposit 95.101 80.495
Securities/Assets .178 .367
Total Equity/Total Assets .094 .1
Tangible Equity/Tangible Assets .094 .068
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 7,229 9,161
Tier 2 Capital 575 741
Total Capital 7,804 9,895
Total Risk Weighted Assets 51,661 69,269
Leverage Ratio 9.82 10.021
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.99 14.462
Total Capital Ratio 15.11 15.525

Timeline for Union State Bank

Freedombank

Union State Bank was acquired by Freedombank 18 years

View Profile Mar 31 2006

Leroy C. Darby, Inc.

Leroy C. Darby, Inc. became a new parent organization for Union State Bank.

View Profile Dec 31 1970

Union State Bank

Union State Bank was established 91 years ago and is currently headquartered in Monona, IA.

May 01 1933
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Freedombank Buyer 255,651 Pooling of Interests Discontinued 3/31/2006
Relationships Role Relationship Start Relationship End
Leroy C. Darby, Inc. Parent 9/15/1992 3/30/2006
Leroy C. Darby, Inc. Parent 12/31/1978 9/14/1992
Leroy C. Darby, Inc. Parent 12/31/1977 12/30/1978
Leroy C. Darby, Inc. Parent 12/31/1976 12/30/1977
Leroy C. Darby, Inc. Parent 12/31/1970 12/30/1976
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