Vitals
  • Total Assets
    76.1M 1.9 %
  • Total Deposits
    62.1M -1.8 %
  • Total Net Loans
    61.1M 8.9 %
  • Net Income
    996000.0000 -3.7 %
  • Book Value
    9.3M -1.2 %
  • Book Value x2
    18.6M -1.2 %
  • Book Value x3
    27.9M -1.2 %
ROAA

1.353

ROAE

10.381

Efficiency Ratio

62.631

Net Interest Margin

3.959

Balance Sheet Highlights
Financial Highlights Black River Country Bank All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 76,106 272,940
Total Net Loans 61,091 188,306
Total Deposits 62,063 228,985
Total Equity 9,285 30,879
Profitability
Net Income 996 3,013
Return on Average Assets 1.353 1.04
Return on Average Equity 10.381 8.894
Net Interest Margin 3.959 3.727
Efficiency Ratio 62.631 64.939
Noninterest Income/Revenue 6.736 14.969
Balance Sheet Ratios
Loan-to-Deposit 98.434 81.441
Securities/Assets .077 .167
Total Equity/Total Assets .122 .113
Tangible Equity/Tangible Assets .122 .11
Capital Adequacy
Tier 1 Common Capital 9,456 29,936
Tier 1 Capital 9,456 29,937
Tier 2 Capital 667 2,305
Total Capital 10,123 32,273
Total Risk Weighted Assets 53,307 202,263
Leverage Ratio 12.74 11.31
Common Equity Tier 1 Capital Ratio 17.74 15.769
Tier 1 Capital Ratio 17.74 15.771
Total Capital Ratio 18.99 16.923

Timeline for Black River Country Bank

Black River Country Investments, Inc.

Acquisition: Black River Country Bank acquired a new subsidiary, Black River Country Investments, Inc. , 16 years

View Profile Dec 31 2007

Black River Country Realty, Inc.

Black River Country Realty, Inc. became a new subsidiary organization for Black River Country Bank.

View Profile Mar 27 1995

Brad, Inc.

Brad, Inc. became a new parent organization for Black River Country Bank.

View Profile Jun 30 1992

Merchants Financial Group, Inc.

Merchants Financial Group, Inc. became a new parent organization for Black River Country Bank.

View Profile Apr 24 1992

Black River Country Investments, Inc.

Black River Country Investments, Inc. became a new subsidiary organization for Black River Country Bank.

View Profile Dec 31 1991

Want to see more?

Complete timeline for Black River Country Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Black River Country Investments, Inc. Seller Pooling of Interests Discontinued 12/31/2007
Relationships Role Relationship Start Relationship End
Brad, Inc. Parent 8/12/1993
Brad, Inc. Parent 6/30/1992 8/11/1993
Merchants Financial Group, Inc. Parent 4/24/1992 6/29/1992
Merchants Bank, National Association Parent 11/14/1986 4/23/1992
Black River Country Investments, Inc. Subsidary 6/30/2007 12/30/2007
Black River Country Investments, Inc. Subsidary 12/31/1991 6/29/2007
Black River Country Realty, Inc. Subsidary 3/27/1995 8/31/2001
Similar Organizations
Organization City State Total Assets
The First State Bank Of Rosemount
 		Rosemount MN 73.6M
Farmers And Merchants Bank Of Kendall
 		Kendall WI 73.4M
The Samson Banking Company, Inc.
 		Samson AL 75.1M
Johnson State Bank
 		Johnson KS 75.5M
Carmine State Bank
 		Carmine TX 72.8M
First Bank
 		Erick OK 75.7M
The Peoples Bank
 		Willacoochee GA 72.4M
Community First Bank
 		Rosholt WI 76.0M
Builders Bank
 		Chicago IL 74.3M
Bank Of Mingo
 		Williamson WV 74.3M