Net Income Analysis ( % relative to Total Revenue )
Income Statement Union Savings Bank All Insured Savings Banks in Ohio
Interest and Fees on Loans 86,779 8,135
Income from Lease Financing Receivables — 0
— 0
Estimated Tax Benefit from Tax-Exempt Loan Income — 0
Income on Loans and Leases (TE) 86,779 8,138
Investment Interest Income (TE) 484 715
Total Interest Income (TE) 90,543 9,195
Total Interest Expense 17,347 1,353
Net Interest Income (TE) 73,196 7,724
Non-Interest Income 57,429 2,631
Adjusted Operating Income (TE) 130,625 12,066
Non-interest Expense 65,193 8,142
Provision for Loan & Lease Losses — 82
Pretax Operating Income (TE) 65,432 3,132
Pretax Net Operating Income (TE) 65,432 3,181
Applicable Income Taxes — 581
Net Operating Income 65,432 2,413
Net Income 65,432 2,411
Cash Dividends Declared 55,760 1,481
Retained Earnings 9,672 881