Vitals
  • Total Assets
    2.9B 10.3 %
  • Total Deposits
    2.4B 7.0 %
  • Total Net Loans
    2.4B 10.5 %
  • Net Income
    65.4M 16.4 %
  • Book Value
    267.2M 3.7 %
  • Book Value x2
    534.5M 3.7 %
  • Book Value x3
    801.7M 3.7 %
ROAA

2.409

ROAE

25.096

Efficiency Ratio

49.909

Net Interest Margin

2.804

Balance Sheet Highlights
Financial Highlights Union Savings Bank All Insured Savings Banks in Ohio
Balance Sheet $(000)
Total Assets 2,925,022 265,966
Total Net Loans 2,429,317 190,627
Total Deposits 2,376,713 206,710
Total Equity 267,231 32,574
Profitability
Net Income 65,432 2,411
Return on Average Assets 2.409 .564
Return on Average Equity 25.096 4.535
Net Interest Margin 2.804 3.288
Efficiency Ratio 49.909 80.784
Noninterest Income/Revenue 38.811 22.248
Balance Sheet Ratios
Loan-to-Deposit 102.213 89.218
Securities/Assets .015 .114
Total Equity/Total Assets .091 .122
Tangible Equity/Tangible Assets .066 .119
Capital Adequacy
Tier 1 Common Capital 238,846 31,883
Tier 1 Capital 238,846 31,883
Tier 2 Capital 23,148 1,822
Total Capital 261,994 33,702
Total Risk Weighted Assets 1,805,176 167,152
Leverage Ratio 8.47 13.259
Common Equity Tier 1 Capital Ratio 13.23 24.788
Tier 1 Capital Ratio 13.23 24.788
Total Capital Ratio 14.51 25.792

Timeline for Union Savings Bank

U. S. Bancorp

Acquisition: Union Savings Bank acquired a new subsidiary, U. S. Bancorp , 10 years

View Profile Jun 29 2013

U. S. Bancorp

U. S. Bancorp became a new parent organization for Union Savings Bank.

View Profile Dec 24 1987

Addison Savings And Loan Company

Acquisition: Union Savings Bank acquired a new subsidiary, Addison Savings And Loan Company, 36 years

View Profile Nov 01 1987

Union Savings Bank

Union Savings Bank was established 120 years ago and is currently headquartered in Cincinnati, OH.

Mar 01 1904
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
U. S. Bancorp Seller Acquisition Discontinued 6/29/2013
Addison Savings And Loan Company Seller 4,132 Discontinued 11/1/1987
Relationships Role Relationship Start Relationship End
U. S. Bancorp Parent 7/21/2011 6/28/2013
U. S. Bancorp Parent 6/30/2007 7/20/2011
U. S. Bancorp Parent 12/24/1987 6/29/2007
Similar Organizations
Organization City State Total Assets
John Deere Financial, F.S.B.
 		Madison WI 3.0B
Bank Mutual
 		Brown Deer WI 2.7B
Principal Bank
 		Des Moines IA 2.4B
Spencer Savings Bank, Sla
 		Elmwood Park NJ 2.6B
First Federal Bank Of The Midwest
 		Defiance OH 2.4B
El Dorado Savings Bank, F.S.B.
 		Placerville CA 2.1B
Sterling Bank And Trust, Fsb
 		Southfield MI 2.0B
Home Federal Bank Of Tennessee
 		Knoxville TN 2.2B
Fidelity Bank
 		Wichita KS 2.0B
First American Trust, Fsb
 		Santa Ana CA 3.6B