Union Savings Bank
Freeport, IL — State Savings Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Union Savings Bank | All Insured Savings Banks in Illinois |
| Interest and Fees on Loans | 4,649 | 5,067 |
| Income from Lease Financing Receivables | — | 0 |
| — | 2 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 1 |
| Income on Loans and Leases (TE) | 4,649 | 5,073 |
| Investment Interest Income (TE) | 851 | 1,029 |
| Total Interest Income (TE) | 5,574 | 6,337 |
| Total Interest Expense | 608 | 904 |
| Net Interest Income (TE) | 4,966 | 5,429 |
| Non-Interest Income | 1,645 | 3,055 |
| Adjusted Operating Income (TE) | 6,611 | 8,828 |
| Non-interest Expense | 6,105 | 7,573 |
| Provision for Loan & Lease Losses | 185 | 66 |
| Pretax Operating Income (TE) | 321 | 1,294 |
| Pretax Net Operating Income (TE) | 321 | 1,344 |
| Applicable Income Taxes | 26 | 387 |
| Net Operating Income | 295 | 898 |
| Net Income | 295 | 898 |
| Cash Dividends Declared | 29 | 115 |
| Retained Earnings | 266 | 662 |