Vitals
  • Total Assets
    155.8M 0.0 %
  • Total Deposits
    141.1M 0.8 %
  • Total Net Loans
    103.5M 4.6 %
  • Net Income
    295000.0000 5.4 %
  • Book Value
    14.1M -0.2 %
  • Book Value x2
    28.2M -0.2 %
  • Book Value x3
    42.2M -0.2 %
ROAA

.189

ROAE

2.06

Efficiency Ratio

92.346

Net Interest Margin

3.283

Balance Sheet Highlights
Financial Highlights Union Savings Bank All Insured Savings Banks in Illinois
Balance Sheet $(000)
Total Assets 155,757 195,050
Total Net Loans 103,492 114,901
Total Deposits 141,081 161,023
Total Equity 14,077 27,476
Profitability
Net Income 295 898
Return on Average Assets .189 .337
Return on Average Equity 2.06 2.298
Net Interest Margin 3.283 3.045
Efficiency Ratio 92.346 87.927
Noninterest Income/Revenue 22.787 32.531
Balance Sheet Ratios
Loan-to-Deposit 73.356 72.189
Securities/Assets .233 .221
Total Equity/Total Assets .09 .141
Tangible Equity/Tangible Assets .089 .139
Capital Adequacy
Tier 1 Common Capital 13,819 26,867
Tier 1 Capital 13,819 26,867
Tier 2 Capital 874 1,017
Total Capital 14,693 27,983
Total Risk Weighted Assets 124,819 100,995
Leverage Ratio 8.86 13.345
Common Equity Tier 1 Capital Ratio 11.07 29.704
Tier 1 Capital Ratio 11.07 29.704
Total Capital Ratio 11.77 30.713

Timeline for Union Savings Bank

Usb Bankshares, Inc.

Usb Bankshares, Inc. became a new parent organization for Union Savings Bank.

View Profile Aug 01 2000

Union Service Center Of Freeport, Inc.

Union Service Center Of Freeport, Inc. became a new subsidiary organization for Union Savings Bank.

View Profile Aug 01 2000

Union Service Agency

Union Service Agency became a new subsidiary organization for Union Savings Bank.

View Profile Aug 01 2000

Union Savings Bank

Union Savings Bank was established 141 years ago and is currently headquartered in Freeport, IL.

Jan 01 1883
Relationships Role Relationship Start Relationship End
Usb Bankshares, Inc. Parent 8/1/2000
Union Service Center Of Freeport, Inc. Subsidary 8/1/2000 3/31/2004
Union Service Agency Subsidary 8/1/2000 10/31/2003
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