Vitals
  • Total Assets
    43.9M
  • Total Deposits
    37.5M
  • Total Net Loans
    21.3M
  • Net Income
    407000.0000
  • Book Value
    4.4M
  • Book Value x2
    8.8M
  • Book Value x3
    13.2M
ROAA

.955

ROAE

9.947

Efficiency Ratio

62.092

Net Interest Margin

3.566

Balance Sheet Highlights
Financial Highlights Union Bank And Trust Company All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 43,949 79,003
Total Net Loans 21,290 49,425
Total Deposits 37,462 64,530
Total Equity 4,406 8,186
Profitability
Net Income 407 1,173
Return on Average Assets .955 1.272
Return on Average Equity 9.947 12.602
Net Interest Margin 3.566 4.074
Efficiency Ratio 62.092 59.278
Noninterest Income/Revenue 3.744 9.084
Balance Sheet Ratios
Loan-to-Deposit 56.831 74.211
Securities/Assets .405 .471
Total Equity/Total Assets .1 .104
Tangible Equity/Tangible Assets .089 .05
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,672 7,403
Tier 2 Capital 258 597
Total Capital 3,930 8,001
Total Risk Weighted Assets 25,129 53,731
Leverage Ratio 8.39 9.683
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.61 14.522
Total Capital Ratio 15.64 15.616

Timeline for Union Bank And Trust Company

Citizens State Bank

Union Bank And Trust Company was acquired by Citizens State Bank 21 years

View Profile Jan 07 2003

Munter Agency, Inc.

Munter Agency, Inc. became a new parent organization for Union Bank And Trust Company.

View Profile Dec 31 1970

Union Bank And Trust Company

Union Bank And Trust Company was established 94 years ago and is currently headquartered in Strawberry Point, IA.

Nov 09 1929
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens State Bank Buyer 368,198 Acquisition Discontinued 1/7/2003
Relationships Role Relationship Start Relationship End
Munter Agency, Inc. Parent 11/29/1998 1/6/2003
Munter Agency, Inc. Parent 6/30/1998 11/28/1998
Munter Agency, Inc. Parent 6/30/1996 6/29/1998
Munter Agency, Inc. Parent 6/5/1995 6/29/1996
Munter Agency, Inc. Parent 12/31/1993 6/4/1995
Munter Agency, Inc. Parent 12/31/1984 12/30/1993
Munter Agency, Inc. Parent 12/31/1983 12/30/1984
Munter Agency, Inc. Parent 12/31/1982 12/30/1983
Munter Agency, Inc. Parent 12/31/1981 12/30/1982
Munter Agency, Inc. Parent 12/31/1980 12/30/1981
Munter Agency, Inc. Parent 12/31/1979 12/30/1980
Munter Agency, Inc. Parent 12/31/1976 12/30/1979
Munter Agency, Inc. Parent 12/31/1970 12/30/1976
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