Vitals
  • Total Assets
    123.0M 1.8 %
  • Total Deposits
    113.0M 3.2 %
  • Total Net Loans
    74.7M 5.5 %
  • Net Income
    -317000.0000 -250.2 %
  • Book Value
    8.8M -15.9 %
  • Book Value x2
    17.6M -15.9 %
  • Book Value x3
    26.4M -15.9 %
ROAA

-.345

ROAE

-4.575

Efficiency Ratio

98.066

Net Interest Margin

3.297

Balance Sheet Highlights
Financial Highlights Union Bank And Trust Company All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 122,998 599,617
Total Net Loans 74,711 397,272
Total Deposits 113,026 501,091
Total Equity 8,793 60,211
Profitability
Net Income -317 3,898
Return on Average Assets -.345 .788
Return on Average Equity -4.575 7.499
Net Interest Margin 3.297 3.588
Efficiency Ratio 98.066 70.413
Noninterest Income/Revenue 16.249 19.584
Balance Sheet Ratios
Loan-to-Deposit 66.101 76.838
Securities/Assets .233 .225
Total Equity/Total Assets .071 .1
Tangible Equity/Tangible Assets .071 .092
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,913 56,766
Tier 2 Capital 1,152 4,882
Total Capital 10,065 61,849
Total Risk Weighted Assets 89,152 421,790
Leverage Ratio 7.14 9.865
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10 14.863
Total Capital Ratio 11.29 16.022

Timeline for Union Bank And Trust Company

Riverview Bank

Union Bank And Trust Company was acquired by Riverview Bank 10 years

View Profile Nov 01 2013

Union Bancorp, Inc.

Union Bancorp, Inc. became a new parent organization for Union Bank And Trust Company.

View Profile Jul 01 1987

U.B.T. Realty Company

U.B.T. Realty Company became a new subsidiary organization for Union Bank And Trust Company.

View Profile Jul 01 1987

Silver Creek State Bank

Acquisition: Union Bank And Trust Company acquired a new subsidiary, Silver Creek State Bank , 59 years

View Profile Nov 23 1964

Union Bank And Trust Company

Union Bank And Trust Company was established 128 years ago and is currently headquartered in Pottsville, PA.

Jan 01 1896
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Riverview Bank Buyer 526,909 Acquisition Discontinued 11/1/2013
Silver Creek State Bank Seller Discontinued 11/23/1964
Relationships Role Relationship Start Relationship End
Union Bancorp, Inc. Parent 7/1/1987 10/31/2013
U.B.T. Realty Company Subsidary 7/1/1987 10/31/2013
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