Twin City Bank
North Little Rock, AR — State Member Bank
Acquired Jun 2009
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Twin City Bank | All Insured Commercial Banks in Arkansas |
Interest and Fees on Loans | 7,161 | 2,529 |
Income from Lease Financing Receivables | — | 565 |
70 | 36 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 36 | 20 |
Income on Loans and Leases (TE) | 7,197 | 2,536 |
Investment Interest Income (TE) | 1,322 | 584 |
Total Interest Income (TE) | 8,575 | 3,122 |
Total Interest Expense | 1,952 | 1,061 |
Net Interest Income (TE) | 6,623 | 2,052 |
Non-Interest Income | 1,731 | 537 |
Adjusted Operating Income (TE) | 8,354 | 2,548 |
Non-interest Expense | 4,193 | 1,654 |
Provision for Loan & Lease Losses | — | 778 |
Pretax Operating Income (TE) | 4,161 | 1,256 |
Pretax Net Operating Income (TE) | 4,161 | 1,319 |
Applicable Income Taxes | 1,426 | 412 |
Net Operating Income | 2,603 | 915 |
Net Income | 2,603 | 915 |
Cash Dividends Declared | — | 712 |
Retained Earnings | 2,603 | 712 |