Vitals
  • Total Assets
    728.5M 4.1 %
  • Total Deposits
    558.9M 4.3 %
  • Total Net Loans
    529.0M 6.0 %
  • Net Income
    2.6M 54.4 %
  • Book Value
    73.8M 13.5 %
  • Book Value x2
    147.5M 13.5 %
  • Book Value x3
    221.3M 13.5 %
ROAA

1.423

ROAE

14.475

Efficiency Ratio

50.189

Net Interest Margin

3.888

Balance Sheet Highlights
Financial Highlights Twin City Bank All Insured Commercial Banks in Arkansas
Balance Sheet $(000)
Total Assets 728,464 233,668
Total Net Loans 528,954 154,560
Total Deposits 558,889 188,588
Total Equity 73,764 25,478
Profitability
Net Income 2,603 915
Return on Average Assets 1.423 1.07
Return on Average Equity 14.475 9.983
Net Interest Margin 3.888 3.931
Efficiency Ratio 50.189 67.412
Noninterest Income/Revenue 16.796 14.673
Balance Sheet Ratios
Loan-to-Deposit 94.644 75.643
Securities/Assets .165 .385
Total Equity/Total Assets .101 .109
Tangible Equity/Tangible Assets .098 -.016
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 71,499 23,020
Tier 2 Capital 8,107 2,237
Total Capital 79,606 24,979
Total Risk Weighted Assets 648,360 166,450
Leverage Ratio 9.79 10.309
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.03 15.418
Total Capital Ratio 12.28 16.553

Timeline for Twin City Bank

Centennial Bank

Twin City Bank was acquired by Centennial Bank 14 years

View Profile Jun 20 2009

Home Bancshares, Inc.

Home Bancshares, Inc. became a new parent organization for Twin City Bank.

View Profile Jan 21 2005

Tcbancorp Inc

Tcbancorp Inc became a new parent organization for Twin City Bank.

View Profile Jun 01 2000

Twin City Bank

Twin City Bank was established 32 years ago and is currently headquartered in North Little Rock, AR.

Jul 26 1991
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Centennial Bank Buyer 9,751,545 Pooling of Interests Discontinued 6/20/2009
Relationships Role Relationship Start Relationship End
Home Bancshares, Inc. Parent 1/21/2005 6/19/2009
Tcbancorp Inc Parent 6/1/2000 1/20/2005
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