Trustco Bank
Glenville, NY — Federal Savings Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Trustco Bank | All Insured Savings Banks in New York |
Interest and Fees on Loans | 143,679 | 39,050 |
Income from Lease Financing Receivables | — | 0 |
47 | 4 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 25 | 1 |
Income on Loans and Leases (TE) | 143,704 | 39,115 |
Investment Interest Income (TE) | 13,798 | 3,855 |
Total Interest Income (TE) | 161,411 | 43,781 |
Total Interest Expense | 15,402 | 7,561 |
Net Interest Income (TE) | 146,009 | 36,228 |
Non-Interest Income | 24,033 | 6,784 |
Adjusted Operating Income (TE) | 170,042 | 43,792 |
Non-interest Expense | 97,775 | 29,042 |
Provision for Loan & Lease Losses | 2,950 | 563 |
Pretax Operating Income (TE) | 69,317 | 13,959 |
Pretax Net Operating Income (TE) | 69,985 | 14,008 |
Applicable Income Taxes | 26,266 | 5,088 |
Net Operating Income | 43,666 | 8,538 |
Net Income | 43,666 | 8,523 |
Cash Dividends Declared | 24,413 | 1,972 |
Retained Earnings | 19,253 | 5,990 |