Vitals
  • Total Assets
    4.9B 2.8 %
  • Total Deposits
    4.2B 2.3 %
  • Total Net Loans
    3.4B 4.3 %
  • Net Income
    43.7M 1.5 %
  • Book Value
    419.1M 4.4 %
  • Book Value x2
    838.1M 4.4 %
  • Book Value x3
    1.3B 4.4 %
ROAA

.911

ROAE

10.541

Efficiency Ratio

57.5

Net Interest Margin

3.107

Balance Sheet Highlights
Financial Highlights Trustco Bank All Insured Savings Banks in New York
Balance Sheet $(000)
Total Assets 4,865,840 1,351,752
Total Net Loans 3,386,698 1,018,087
Total Deposits 4,196,176 1,024,500
Total Equity 419,062 162,846
Profitability
Net Income 43,666 8,523
Return on Average Assets .911 .459
Return on Average Equity 10.541 3.522
Net Interest Margin 3.107 3.356
Efficiency Ratio 57.5 79.875
Noninterest Income/Revenue 12.96 13.416
Balance Sheet Ratios
Loan-to-Deposit 80.709 92.451
Securities/Assets .137 .086
Total Equity/Total Assets .086 .12
Tangible Equity/Tangible Assets .086 .112
Capital Adequacy
Tier 1 Common Capital 424,802 151,871
Tier 1 Capital 424,802 151,871
Tier 2 Capital 30,468 7,542
Total Capital 455,270 159,397
Total Risk Weighted Assets 2,423,746 882,895
Leverage Ratio 8.83 12.276
Common Equity Tier 1 Capital Ratio 17.53 19.264
Tier 1 Capital Ratio 17.53 19.264
Total Capital Ratio 18.78 20.219

Timeline for Trustco Bank

Trustco Realty Corp.

Trustco Realty Corp. became a new subsidiary organization for Trustco Bank.

View Profile Jul 21 2011

Ore Property Inc

Ore Property Inc became a new subsidiary organization for Trustco Bank.

View Profile Jul 21 2011

Trustco Bank, National Association

Acquisition: Trustco Bank acquired a new subsidiary, Trustco Bank, National Association, 21 years

View Profile Nov 16 2002

Trustco Bank Corp Ny

Trustco Bank Corp Ny became a new parent organization for Trustco Bank.

View Profile Jul 28 2000

Trustco Financial Corp.

Trustco Financial Corp. became a new parent organization for Trustco Bank.

View Profile Nov 26 1997

Want to see more?

Complete timeline for Trustco Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Trustco Bank, National Association Seller 2,634,743 Discontinued 11/16/2002
Relationships Role Relationship Start Relationship End
Trustco Bank Corp Ny Parent 12/31/2012
Trustco Bank Corp Ny Parent 7/21/2011 12/30/2012
Trustco Bank Corp Ny Parent 7/28/2000 7/20/2011
Trustco Financial Corp. Parent 7/28/2000 11/15/2002
Trustco Financial Corp. Parent 11/26/1997 7/27/2000
Trustco Realty Corp. Subsidary 7/21/2011
Ore Property Inc Subsidary 7/21/2011
Similar Organizations
Organization City State Total Assets
Columbia Bank
 		Fair Lawn NJ 5.0B
Kearny Bank
 		Kearny NJ 4.5B
Tiaa-Cref Trust Company, Fsb
 		Saint Louis MO 4.3B
Oceanfirst Bank
 		Toms River NJ 4.2B
Metabank
 		Storm Lake IA 4.0B
Northfield Bank
 		Staten Island NY 3.8B
First American Trust, Fsb
 		Santa Ana CA 3.6B
John Deere Financial, F.S.B.
 		Madison WI 3.0B
American Savings Bank, Fsb
 		Honolulu HI 6.3B
Nationwide Bank
 		Columbus OH 6.9B