Vitals
  • Total Assets
    331.8M -11.7 %
  • Total Deposits
    221.9M -13.0 %
  • Total Net Loans
    182.0M -11.0 %
  • Net Income
    18000.0000 -94.7 %
  • Book Value
    52.6M 2.3 %
  • Book Value x2
    105.3M 2.3 %
  • Book Value x3
    157.9M 2.3 %
ROAA

.021

ROAE

.137

Efficiency Ratio

101.427

Net Interest Margin

2.856

Balance Sheet Highlights
Financial Highlights The Washington Savings Bank, Fsb All Insured Savings Banks in Maryland
Balance Sheet $(000)
Total Assets 331,846 217,745
Total Net Loans 181,979 127,488
Total Deposits 221,914 177,075
Total Equity 52,639 27,061
Profitability
Net Income 18 165
Return on Average Assets .021 .079
Return on Average Equity .137 .438
Net Interest Margin 2.856 3.322
Efficiency Ratio 101.427 93.643
Noninterest Income/Revenue 23.129 10.858
Balance Sheet Ratios
Loan-to-Deposit 82.004 77.924
Securities/Assets .243 .137
Total Equity/Total Assets .159 .124
Tangible Equity/Tangible Assets .159 .124
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 45,405 26,309
Tier 2 Capital 2,449 1,212
Total Capital 46,996 27,556
Total Risk Weighted Assets 195,610 113,014
Leverage Ratio 14.01 12.871
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 23.21 26.865
Total Capital Ratio 24.03 27.861

Timeline for The Washington Savings Bank, Fsb

Old Line Bank

The Washington Savings Bank, Fsb was acquired by Old Line Bank 11 years

View Profile May 11 2013

Wsb Holdings, Inc.

Wsb Holdings, Inc. became a new parent organization for The Washington Savings Bank, Fsb.

View Profile Jan 03 2008

The Washington Savings Bank, Fsb

The Washington Savings Bank, Fsb was established 41 years ago and is currently headquartered in Bowie, MD.

Nov 01 1982
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Old Line Bank Buyer 1,646,043 Acquisition Discontinued 5/11/2013
Relationships Role Relationship Start Relationship End
Wsb Holdings, Inc. Parent 7/21/2011 5/10/2013
Wsb Holdings, Inc. Parent 1/3/2008 7/20/2011
Similar Organizations
Organization City State Total Assets
First Federal Of Northern Michigan
 		Alpena MI 329.2M
Eastern Savings Bank, Fsb
 		Hunt Valley MD 346.3M
Citizens Savings Bank
 		Clarks Summit PA 330.9M
Bank 34
 		Alamogordo NM 328.8M
Georgetown Bank
 		Georgetown MA 315.1M
Madison County Bank
 		Madison NE 352.0M
Hancock County Savings Bank, F.S.B.
 		Chester WV 339.9M
First Piedmont Federal Savings And Loan Association Of Gaffney
 		Gaffney SC 361.4M
Winter Hill Bank, Fsb
 		Somerville MA 307.1M
Fox Valley Savings Bank
 		Fond Du Lac WI 320.6M