The Waggoner National Bank Of Vernon Financial Statements & Health Reports

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Vitals

ROAA

2.927

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	The Waggoner National Bank Of Vernon	All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets	272,102	358,087
Total Net Loans	166,824	213,533
Total Deposits	235,646	308,027
Total Equity	34,199	38,740
Profitability
Net Income	8,029	3,845
Return on Average Assets	2.927	1.025
Return on Average Equity	21.712	9.415
Net Interest Margin	4.455	3.773
Efficiency Ratio	42.959	66.762
Noninterest Income/Revenue	24.427	16.375
Balance Sheet Ratios
Loan-to-Deposit	70.794	65.494
Securities/Assets	.278	.214
Total Equity/Total Assets	.126	.108
Tangible Equity/Tangible Assets	.126	.104
Capital Adequacy
Tier 1 Common Capital	36,822	37,278
Tier 1 Capital	36,822	37,303
Tier 2 Capital	2,751	2,526
Total Capital	39,573	39,866
Total Risk Weighted Assets	217,930	237,367
Leverage Ratio	13.4	10.563
Common Equity Tier 1 Capital Ratio	16.9	18.073
Tier 1 Capital Ratio	16.9	18.097
Total Capital Ratio	18.16	19.169

Vernon Bancshares, Inc. became a new parent organization for The Waggoner National Bank Of Vernon.

View Profile Jul 01 1997

The Waggoner National Bank Of Vernon was established 125 years ago and is currently headquartered in Vernon, TX.

Jul 03 1899

Relationships	Role	Relationship Start	Relationship End
Vernon Bancshares, Inc.	Parent	7/1/1997

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