Vitals
  • Total Assets
    197.3M 2.5 %
  • Total Deposits
    157.8M 3.5 %
  • Total Net Loans
    144.3M -8.2 %
  • Net Income
    2.7M 34.8 %
  • Book Value
    15.0M 3.3 %
  • Book Value x2
    30.0M 3.3 %
  • Book Value x3
    44.9M 3.3 %
ROAA

1.414

ROAE

18.495

Efficiency Ratio

54.054

Net Interest Margin

3.925

Balance Sheet Highlights
Financial Highlights The Union County National Bank Of Liberty All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 197,288 290,144
Total Net Loans 144,302 190,120
Total Deposits 157,800 223,705
Total Equity 14,980 28,845
Profitability
Net Income 2,709 15,104
Return on Average Assets 1.414 1.042
Return on Average Equity 18.495 10.199
Net Interest Margin 3.925 3.966
Efficiency Ratio 54.054 65.999
Noninterest Income/Revenue 15.607 17.796
Balance Sheet Ratios
Loan-to-Deposit 91.446 81.871
Securities/Assets .162 .399
Total Equity/Total Assets .076 .099
Tangible Equity/Tangible Assets .076 -.134
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 14,596 26,204
Tier 2 Capital 1,697 2,249
Total Capital 16,293 28,478
Total Risk Weighted Assets 135,736 201,287
Leverage Ratio 7.47 9.696
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.75 14.734
Total Capital Ratio 12 15.89

Timeline for The Union County National Bank Of Liberty

United Communities National Bank

The Union County National Bank Of Liberty was acquired by United Communities National Bank 19 years

View Profile Jan 01 2005

Ucnb Portfolio Management, Inc

Ucnb Portfolio Management, Inc became a new subsidiary organization for The Union County National Bank Of Liberty.

View Profile Jun 02 2003

First Merchants Corporation

First Merchants Corporation became a new parent organization for The Union County National Bank Of Liberty.

View Profile Aug 02 1996

Union National Bancorp

Union National Bancorp became a new parent organization for The Union County National Bank Of Liberty.

View Profile Feb 28 1985

The Union County National Bank Of Liberty

The Union County National Bank Of Liberty was established 151 years ago and is currently headquartered in Liberty, IN.

Jun 20 1872
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Communities National Bank Buyer 325,385 Pooling of Interests Discontinued 1/1/2005
Relationships Role Relationship Start Relationship End
First Merchants Corporation Parent 8/2/1996 12/31/2004
Union National Bancorp Parent 2/28/1985 8/1/1996
Ucnb Portfolio Management, Inc Subsidary 6/2/2003 12/31/2004
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