Vitals
  • Total Assets
    70.2M -3.9 %
  • Total Deposits
    60.6M -5.4 %
  • Total Net Loans
    49.2M 6.9 %
  • Net Income
    729000.0000 43.8 %
  • Book Value
    8.5M 7.7 %
  • Book Value x2
    17.0M 7.7 %
  • Book Value x3
    25.4M 7.7 %
ROAA

1.007

ROAE

8.658

Efficiency Ratio

64.672

Net Interest Margin

3.561

Balance Sheet Highlights
Financial Highlights The State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 70,167 198,346
Total Net Loans 49,170 133,864
Total Deposits 60,595 165,124
Total Equity 8,483 22,060
Profitability
Net Income 729 2,310
Return on Average Assets 1.007 1.15
Return on Average Equity 8.658 9.92
Net Interest Margin 3.561 3.587
Efficiency Ratio 64.672 60.34
Noninterest Income/Revenue 7.552 13.494
Balance Sheet Ratios
Loan-to-Deposit 81.145 77.091
Securities/Assets .226 .197
Total Equity/Total Assets .121 .111
Tangible Equity/Tangible Assets .121 .107
Capital Adequacy
Tier 1 Common Capital 8,447 21,135
Tier 1 Capital 8,447 21,140
Tier 2 Capital 649 1,625
Total Capital 9,096 22,777
Total Risk Weighted Assets 51,796 151,308
Leverage Ratio 11.82 10.944
Common Equity Tier 1 Capital Ratio 16.31 15.631
Tier 1 Capital Ratio 16.31 15.631
Total Capital Ratio 17.56 16.675

Timeline for The State Bank

State Banco, Ltd.

State Banco, Ltd. became a new parent organization for The State Bank.

View Profile Jan 10 1984

Bank Sales Department, Inc.

Bank Sales Department, Inc. became a new parent organization for The State Bank.

View Profile Dec 31 1970

The State Bank

The State Bank was established 96 years ago and is currently headquartered in Spirit Lake, IA.

Oct 05 1928
Relationships Role Relationship Start Relationship End
State Banco, Ltd. Parent 1/10/1984
Bank Sales Department, Inc. Parent 12/31/1982 12/31/1983
Bank Sales Department, Inc. Parent 12/31/1972 12/30/1982
Bank Sales Department, Inc. Parent 12/31/1970 12/30/1972
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