The State Bank
Spirit Lake, IA — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | The State Bank | All Insured Commercial Banks in Iowa |
| 12-31-2016 | 3.561 | 3.587 |
| 09-30-2016 | 3.53 | 3.602 |
| 06-30-2016 | 3.502 | 3.598 |
| 03-31-2016 | 3.501 | 3.601 |
| 12-31-2015 | 3.397 | 3.591 |
| 09-30-2015 | 3.412 | 3.588 |
| 06-30-2015 | 3.389 | 3.563 |
| 03-31-2015 | 3.364 | 3.541 |
| 12-31-2014 | 3.228 | 3.569 |
| 09-30-2014 | 3.185 | 3.552 |
| 06-30-2014 | 3.15 | 3.525 |
| 03-31-2014 | 3.119 | 3.52 |
| 12-31-2013 | 3.101 | 3.538 |
| 09-30-2013 | 3.074 | 3.526 |
| 06-30-2013 | 3.102 | 3.501 |
| 03-31-2013 | 3.119 | 3.488 |
| 12-31-2012 | 3.541 | 3.696 |
| 09-30-2012 | 3.596 | 3.722 |
| 06-30-2012 | 3.63 | 3.729 |
| 03-31-2012 | 3.811 | 3.767 |
| 12-31-2011 | 4.125 | 3.861 |
| 09-30-2011 | 4.161 | 3.865 |
| 06-30-2011 | 4.247 | 3.833 |
| 03-31-2011 | 4.251 | 3.808 |
| 12-31-2010 | 4.537 | 3.947 |
| 09-30-2010 | 4.569 | 3.957 |
| 06-30-2010 | 4.549 | 3.936 |
| 03-31-2010 | 4.622 | 3.922 |
| 12-31-2009 | 4.279 | 3.845 |
| 09-30-2009 | 4.271 | 3.829 |
| 06-30-2009 | 4.203 | 3.787 |
| 03-31-2009 | 4.32 | 3.796 |
| 12-31-2008 | 4.145 | 3.764 |
| 09-30-2008 | 4.068 | 3.732 |
| 06-30-2008 | 3.991 | 3.664 |
| 03-31-2008 | 3.955 | 3.658 |
| 12-31-2007 | 3.475 | 3.674 |
| 09-30-2007 | 3.445 | 3.667 |
| 06-30-2007 | 3.374 | 3.654 |
| 03-31-2007 | 3.261 | 3.624 |
| 12-31-2006 | 3.36 | 3.746 |
| 09-30-2006 | 3.433 | 3.762 |
| 06-30-2006 | 3.501 | 3.771 |
| 03-31-2006 | 3.499 | 3.763 |
| 12-31-2005 | 3.682 | 3.863 |
| 09-30-2005 | 3.715 | 3.877 |
| 06-30-2005 | 3.691 | 3.881 |
| 03-31-2005 | 3.694 | 3.865 |
| 12-31-2004 | 4.003 | 3.919 |
| 09-30-2004 | 4.014 | 3.912 |
| 06-30-2004 | 4.046 | 3.877 |
| 03-31-2004 | 4.011 | 3.885 |
| 12-31-2003 | 4.202 | 3.893 |
| 09-30-2003 | 4.176 | 3.9 |
| 06-30-2003 | 4.125 | 3.885 |
| 03-31-2003 | 4.13 | 3.897 |
| 12-31-2002 | 4.583 | 4.074 |