Vitals
  • Total Assets
    63.2M 6.7 %
  • Total Deposits
    55.7M 6.9 %
  • Total Net Loans
    22.9M -3.5 %
  • Net Income
    173000.0000 -2.8 %
  • Book Value
    7.2M 4.7 %
  • Book Value x2
    14.4M 4.7 %
  • Book Value x3
    21.6M 4.7 %
ROAA

1.113

ROAE

9.709

Efficiency Ratio

82.125

Net Interest Margin

3.639

Balance Sheet Highlights
Financial Highlights The Smith County State Bank And Trust Company All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 63,196 105,026
Total Net Loans 22,903 65,383
Total Deposits 55,716 83,876
Total Equity 7,196 11,197
Profitability
Net Income 173 552
Return on Average Assets 1.113 1.296
Return on Average Equity 9.709 12.324
Net Interest Margin 3.639 4.055
Efficiency Ratio 82.125 66.706
Noninterest Income/Revenue 34.917 10.257
Balance Sheet Ratios
Loan-to-Deposit 41.107 73.368
Securities/Assets .451 .456
Total Equity/Total Assets .114 .107
Tangible Equity/Tangible Assets .114 .042
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 7,019 9,988
Tier 2 Capital 355 783
Total Capital 7,374 10,822
Total Risk Weighted Assets 30,229 73,239
Leverage Ratio 11.29 10.076
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 23.22 15.169
Total Capital Ratio 24.39 16.25

Timeline for The Smith County State Bank And Trust Company

The Peoples Bank

The Smith County State Bank And Trust Company was acquired by The Peoples Bank 15 years

View Profile Jun 13 2008

The First National Bank Of Lebanon

Acquisition: The Smith County State Bank And Trust Company acquired a new subsidiary, The First National Bank Of Lebanon, 33 years

View Profile Jan 14 1991

Peoples Heritage Savings, A Federal Savings And Loan Association

Acquisition: The Smith County State Bank And Trust Company acquired a new subsidiary, Peoples Heritage Savings, A Federal Savings And Loan Association, 34 years

View Profile Jan 13 1990

Scb Financial Corporation

Scb Financial Corporation became a new parent organization for The Smith County State Bank And Trust Company.

View Profile Oct 12 1979

The Smith County State Bank And Trust Company

The Smith County State Bank And Trust Company was established 138 years ago and is currently headquartered in Smith Center, KS.

Jan 01 1886
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Peoples Bank Buyer 360,429 Acquisition Discontinued 6/13/2008
The First National Bank Of Lebanon Seller 14,344 Discontinued 1/14/1991
Peoples Heritage Savings, A Federal Savings And Loan Association Seller 1,248,552 Failure 1/13/1990
Relationships Role Relationship Start Relationship End
Scb Financial Corporation Parent 11/26/1997 6/12/2008
Scb Financial Corporation Parent 1/10/1996 11/25/1997
Scb Financial Corporation Parent 1/12/1994 1/9/1996
Scb Financial Corporation Parent 12/31/1992 1/11/1994
Scb Financial Corporation Parent 1/1/1989 12/30/1992
Scb Financial Corporation Parent 10/12/1979 12/31/1988
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