Vitals
  • Total Assets
    270.1M 36.7 %
  • Total Deposits
    194.5M 17.1 %
  • Total Net Loans
    200.5M 33.0 %
  • Net Income
    778000.0000 -3.4 %
  • Book Value
    49.2M 165.0 %
  • Book Value x2
    98.4M 165.0 %
  • Book Value x3
    147.6M 165.0 %
ROAA

.412

ROAE

2.179

Efficiency Ratio

71.001

Net Interest Margin

3.84

Balance Sheet Highlights
Financial Highlights The Scottish Bank, National Association All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 270,117 761,786
Total Net Loans 200,452 559,466
Total Deposits 194,534 608,401
Total Equity 49,201 75,434
Profitability
Net Income 778 162,501
Return on Average Assets .412 .577
Return on Average Equity 2.179 6.125
Net Interest Margin 3.84 3.402
Efficiency Ratio 71.001 89.546
Noninterest Income/Revenue 4.732 14.81
Balance Sheet Ratios
Loan-to-Deposit 103.042 97.384
Securities/Assets .086 .69
Total Equity/Total Assets .182 .099
Tangible Equity/Tangible Assets .069 -4.577
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 19,170 66,715
Tier 2 Capital 2,515 10,080
Total Capital 21,685 76,779
Total Risk Weighted Assets 200,863 610,674
Leverage Ratio 8.12 11.456
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.54 13.367
Total Capital Ratio 10.8 14.832

Timeline for The Scottish Bank, National Association

South State Bank

The Scottish Bank, National Association was acquired by South State Bank 15 years

View Profile Nov 08 2008

South State Corporation

South State Corporation became a new parent organization for The Scottish Bank, National Association.

View Profile Dec 01 2007

Tsb Financial Corporation

Tsb Financial Corporation became a new parent organization for The Scottish Bank, National Association.

View Profile Sep 14 2006

The Scottish Bank, National Association

The Scottish Bank, National Association was established 25 years ago and is currently headquartered in Charlotte, NC.

Jun 01 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
South State Bank Buyer 8,794,031 Pooling of Interests Discontinued 11/8/2008
Relationships Role Relationship Start Relationship End
South State Corporation Parent 12/1/2007 11/7/2008
Tsb Financial Corporation Parent 9/14/2006 11/30/2007
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