Vitals
  • Total Assets
    259.0M 1.1 %
  • Total Deposits
    203.2M 1.0 %
  • Total Net Loans
    210.6M 12.1 %
  • Net Income
    496000.0000 -16.2 %
  • Book Value
    33.8M -5.0 %
  • Book Value x2
    67.6M -5.0 %
  • Book Value x3
    101.4M -5.0 %
ROAA

.758

ROAE

5.919

Efficiency Ratio

73.292

Net Interest Margin

4.692

Balance Sheet Highlights
Financial Highlights The Rome Savings Bank All Insured Savings Banks in New York
Balance Sheet $(000)
Total Assets 258,972 2,585,389
Total Net Loans 210,594 1,271,446
Total Deposits 203,245 1,462,504
Total Equity 33,800 243,992
Profitability
Net Income 496 15,831
Return on Average Assets .758 .999
Return on Average Equity 5.919 10.8
Net Interest Margin 4.692 3.574
Efficiency Ratio 73.292 64.837
Noninterest Income/Revenue 7.575 9.932
Balance Sheet Ratios
Loan-to-Deposit 103.616 73.822
Securities/Assets .099 .587
Total Equity/Total Assets .131 .094
Tangible Equity/Tangible Assets .131 -.027
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 33,054 211,261
Tier 2 Capital 2,005 17,547
Total Capital 35,059 241,182
Total Risk Weighted Assets 196,334 1,402,922
Leverage Ratio 12.64 9.236
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.84 16.877
Total Capital Ratio 17.86 17.977

Timeline for The Rome Savings Bank

Berkshire Bank

The Rome Savings Bank was acquired by Berkshire Bank 13 years

View Profile Apr 01 2011

Berkshire Hills Bancorp, Inc

Berkshire Hills Bancorp, Inc became a new parent organization for The Rome Savings Bank.

View Profile Mar 31 2006

Rsb Properties, Inc.

Rsb Properties, Inc. became a new subsidiary organization for The Rome Savings Bank.

View Profile Mar 27 2000

Rome Bancorp, Inc.

Rome Bancorp, Inc. became a new parent organization for The Rome Savings Bank.

View Profile Oct 06 1999

Clocktower Insurance Ageny Incorporated

Clocktower Insurance Ageny Incorporated became a new subsidiary organization for The Rome Savings Bank.

View Profile Oct 06 1999

Want to see more?

Complete timeline for The Rome Savings Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Berkshire Bank Buyer 7,893,906 Pooling of Interests Discontinued 4/1/2011
Relationships Role Relationship Start Relationship End
Berkshire Hills Bancorp, Inc Parent 3/31/2006 3/31/2011
Rome Bancorp, Inc. Parent 10/6/1999 4/26/2004
Rsb Properties, Inc. Subsidary 3/27/2000 4/26/2004
Clocktower Insurance Ageny Incorporated Subsidary 10/6/1999 4/26/2004
100 On The Mall Corp. Subsidary 10/6/1999 4/26/2004
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