Vitals
  • Total Assets
    109.8M 0.0 %
  • Total Deposits
    90.5M 1.7 %
  • Total Net Loans
    81.5M 11.7 %
  • Net Income
    1.0M 1.7 %
  • Book Value
    10.7M -16.1 %
  • Book Value x2
    21.4M -16.1 %
  • Book Value x3
    32.1M -16.1 %
ROAA

1.855

ROAE

18.786

Efficiency Ratio

48.411

Net Interest Margin

4.81

Balance Sheet Highlights
Financial Highlights The Peoples Bank Of Maryland All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 109,752 360,609
Total Net Loans 81,522 269,200
Total Deposits 90,468 311,867
Total Equity 10,699 33,347
Profitability
Net Income 1,016 3,304
Return on Average Assets 1.855 1.216
Return on Average Equity 18.786 12.747
Net Interest Margin 4.81 4.144
Efficiency Ratio 48.411 63.468
Noninterest Income/Revenue 17.487 16.131
Balance Sheet Ratios
Loan-to-Deposit 90.111 84.964
Securities/Assets .172 .396
Total Equity/Total Assets .097 .092
Tangible Equity/Tangible Assets .095 .05
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,571 30,968
Tier 2 Capital 3,035 8,147
Total Capital 13,606 38,398
Total Risk Weighted Assets 74,495 263,926
Leverage Ratio 9.56 9.465
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.19 13.394
Total Capital Ratio 18.26 15.564

Timeline for The Peoples Bank Of Maryland

Mercantile Eastern Shore Bank

The Peoples Bank Of Maryland was acquired by Mercantile Eastern Shore Bank 20 years

View Profile Jul 28 2004

P B M Holdings & Investments, Inc.

P B M Holdings & Investments, Inc. became a new subsidiary organization for The Peoples Bank Of Maryland.

View Profile Jun 01 1994

Mercantile Bankshares Corporation

Mercantile Bankshares Corporation became a new parent organization for The Peoples Bank Of Maryland.

View Profile Apr 01 1982

The Peoples Bank Of Maryland

The Peoples Bank Of Maryland was established 126 years ago and is currently headquartered in Denton, MD.

Jan 01 1898
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mercantile Eastern Shore Bank Buyer 603,702 Pooling of Interests Discontinued 7/28/2004
Relationships Role Relationship Start Relationship End
Mercantile Bankshares Corporation Parent 4/1/1982 7/27/2004
P B M Holdings & Investments, Inc. Subsidary 6/1/1994 7/27/2004
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