Vitals
  • Total Assets
    648.1M 1.6 %
  • Total Deposits
    559.1M -0.1 %
  • Total Net Loans
    396.0M 0.1 %
  • Net Income
    5.4M 31.7 %
  • Book Value
    78.4M 12.5 %
  • Book Value x2
    156.8M 12.5 %
  • Book Value x3
    235.2M 12.5 %
ROAA

.828

ROAE

7.301

Efficiency Ratio

72.199

Net Interest Margin

3.773

Balance Sheet Highlights
Financial Highlights The National Bank And Trust Company All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 648,095 367,681
Total Net Loans 395,955 245,031
Total Deposits 559,103 302,496
Total Equity 78,410 39,051
Profitability
Net Income 5,425 3,568
Return on Average Assets .828 .862
Return on Average Equity 7.301 8.013
Net Interest Margin 3.773 3.704
Efficiency Ratio 72.199 69.149
Noninterest Income/Revenue 24.166 20.062
Balance Sheet Ratios
Loan-to-Deposit 70.82 75.112
Securities/Assets .238 .212
Total Equity/Total Assets .121 .106
Tangible Equity/Tangible Assets .115 .096
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 73,506 35,713
Tier 2 Capital 3,579 2,978
Total Capital 77,085 38,826
Total Risk Weighted Assets 417,036 253,759
Leverage Ratio 11.31 10.464
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.63 16.729
Total Capital Ratio 18.48 17.874

Timeline for The National Bank And Trust Company

Peoples Bank

The National Bank And Trust Company was acquired by Peoples Bank 9 years

View Profile Mar 07 2015

American National Bank

Acquisition: The National Bank And Trust Company acquired a new subsidiary, American National Bank, 14 years

View Profile Mar 20 2010

The Community National Bank

Acquisition: The National Bank And Trust Company acquired a new subsidiary, The Community National Bank, 14 years

View Profile Dec 31 2009

The Sabina Bank

Acquisition: The National Bank And Trust Company acquired a new subsidiary, The Sabina Bank, 22 years

View Profile Dec 10 2001

Nb&T Insurance Agency, Inc.

Nb&T Insurance Agency, Inc. became a new subsidiary organization for The National Bank And Trust Company.

View Profile Dec 11 1998

Want to see more?

Complete timeline for The National Bank And Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Peoples Bank Buyer 3,355,266 Acquisition Discontinued 3/7/2015
American National Bank Seller 70,318 Failure 3/20/2010
The Community National Bank Seller 91,910 Acquisition Discontinued 12/31/2009
The Sabina Bank Seller 49,977 Acquisition Charter Retained 12/10/2001
Williamsburg Building And Loan Company Seller 18,544 Discontinued 12/29/1993
Kentucky National Bank Of Ohio Seller 40,120 Discontinued 9/1/1992
The People's National Bank Of Georgetown Seller 19,625 Discontinued 12/1/1982
The Brown County National Bank Of Mt. Orab Seller 26,568 Discontinued 1/1/1982
The Port William Banking Company Seller Discontinued 3/22/1971
First National Bank Of Sabina Seller Discontinued 6/16/1969
Relationships Role Relationship Start Relationship End
Nb&T Financial Group, Inc. Parent 12/6/1981 3/6/2015
Nb&T Insurance Group, Inc Subsidary 6/30/2007 3/6/2015
Nb&T Insurance Group, Inc Subsidary 10/8/1998 6/29/2007
Nb&T Insurance Agency, Inc. Subsidary 12/11/1998 6/20/1999
Similar Organizations
Organization City State Total Assets
The Girard National Bank
 		Girard KS 645.2M
The First National Bank Of Shiner
 		Shiner TX 656.0M
Newfield National Bank
 		Newfield NJ 641.4M
First Clover Leaf Bank, National Association
 		Edwardsville IL 668.1M
The First National Bank Of South Miami
 		South Miami FL 647.5M
The First National Bank Of Hutchinson
 		Hutchinson KS 654.8M
Patriot Bank, National Association
 		Stamford CT 682.7M
Vision Bank, National Association
 		Ada OK 624.8M
Newfirst National Bank
 		El Campo TX 623.1M
The First National Bank Of Bellville
 		Bellville TX 661.6M