Net Income Analysis ( % relative to Total Revenue )
Income Statement The Lenox Savings Bank All Insured Savings Banks in Ohio
Interest and Fees on Loans 1,962 5,066
Income from Lease Financing Receivables — —
— 121
Estimated Tax Benefit from Tax-Exempt Loan Income — 61
Income on Loans and Leases (TE) 1,962 5,067
Investment Interest Income (TE) 254 1,041
Total Interest Income (TE) 2,293 5,924
Total Interest Expense 1,461 2,729
Net Interest Income (TE) 832 3,197
Non-Interest Income 240 613
Adjusted Operating Income (TE) 1,072 3,810
Non-interest Expense 1,362 2,398
Provision for Loan & Lease Losses 310 318
Pretax Operating Income (TE) — 2,518
Pretax Net Operating Income (TE) — 2,606
Applicable Income Taxes — 899
Net Operating Income — 1,759
Net Income — 1,759
Cash Dividends Declared — 920
Retained Earnings — 1,513