The Lenox Savings Bank Financial Statements & Health Reports

Acquired Dec 2003

Vitals

ROAA

ROAE

Efficiency Ratio

127.052

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	The Lenox Savings Bank	All Insured Savings Banks in Ohio
Balance Sheet $(000)
Total Assets	55,201	146,648
Total Net Loans	36,336	102,076
Total Deposits	27,316	104,811
Total Equity	5,019	13,787
Profitability
Net Income	—	1,759
Return on Average Assets	—	1.072
Return on Average Equity	—	10.047
Net Interest Margin	2.033	3.408
Efficiency Ratio	127.052	66.384
Noninterest Income/Revenue	9.475	9.384
Balance Sheet Ratios
Loan-to-Deposit	133.021	94.867
Securities/Assets	.213	.401
Total Equity/Total Assets	.091	.094
Tangible Equity/Tangible Assets	.088	-.042
Capital Adequacy
Tier 1 Common Capital	—	—
Tier 1 Capital	5,161	13,384
Tier 2 Capital	350	890
Total Capital	5,511	14,269
Total Risk Weighted Assets	28,321	81,836
Leverage Ratio	9.21	10.433
Common Equity Tier 1 Capital Ratio	—	—
Tier 1 Capital Ratio	18.22	20.087
Total Capital Ratio	19.47	21.264

The Lenox Savings Bank was acquired by Foundation Bank 20 years

View Profile Dec 24 2003

The Lenox Savings Bank was established 137 years ago and is currently headquartered in Norwood, OH.

Jan 01 1887

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
Foundation Bank	Buyer	221,362		Discontinued	12/24/2003

Relationships	Role	Relationship Start	Relationship End

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