The Lake Bank
Two Harbors, MN — Non-member Bank
Active
Vitals
-
Total Assets129.4M 10.5 %
-
Total Deposits118.2M 11.6 %
-
Total Net Loans99.3M 11.2 %
-
Net Income528000.0000 3.5 %
-
Book Value10.8M 0.3 %
-
Book Value x221.5M 0.3 %
-
Book Value x332.3M 0.3 %
Balance Sheet Highlights
| Financial Highlights | The Lake Bank | All Insured Commercial Banks in Minnesota |
| Balance Sheet $(000) | ||
| Total Assets | 129,380 | 147,703 |
| Total Net Loans | 99,325 | 97,223 |
| Total Deposits | 118,168 | 126,600 |
| Total Equity | 10,752 | 15,565 |
| Profitability | ||
| Net Income | 528 | 1,683 |
| Return on Average Assets | .441 | 1.08 |
| Return on Average Equity | 4.881 | 9.905 |
| Net Interest Margin | 3.716 | 3.845 |
| Efficiency Ratio | 67.415 | 68.21 |
| Noninterest Income/Revenue | 6.296 | 13.68 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 84.054 | 75.205 |
| Securities/Assets | .14 | .174 |
| Total Equity/Total Assets | .083 | .105 |
| Tangible Equity/Tangible Assets | .081 | .103 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 10,855 | 15,225 |
| Tier 1 Capital | 10,855 | 15,232 |
| Tier 2 Capital | 1,175 | 1,135 |
| Total Capital | 12,030 | 16,386 |
| Total Risk Weighted Assets | 93,485 | 105,251 |
| Leverage Ratio | 8.76 | 10.475 |
| Common Equity Tier 1 Capital Ratio | 11.61 | 15.3 |
| Tier 1 Capital Ratio | 11.61 | 15.308 |
| Total Capital Ratio | 12.87 | 16.398 |
Timeline for The Lake Bank
Mesaba Bancshares, Inc.
Mesaba Bancshares, Inc. became a new parent organization for The Lake Bank.
View Profile May 21 2012
Evergreen Bancshares, Inc.
Evergreen Bancshares, Inc. became a new parent organization for The Lake Bank.
View Profile May 12 2006
Superior Financial Holding Corporation
Superior Financial Holding Corporation became a new parent organization for The Lake Bank.
View Profile Jun 30 2000
Commercial State Bancorporation
Commercial State Bancorporation became a new parent organization for The Lake Bank.
View Profile Dec 28 1981
Commercial State Bancshares, Inc.
Commercial State Bancshares, Inc. became a new parent organization for The Lake Bank.
View Profile Dec 31 1970
| Relationships | Role | Relationship Start | Relationship End |
| Mesaba Bancshares, Inc. | Parent | 5/21/2012 | |
| Evergreen Bancshares, Inc. | Parent | 5/12/2006 | 5/20/2012 |
| Superior Financial Holding Corporation | Parent | 6/30/2000 | 3/10/2004 |
| Commercial State Bancorporation | Parent | 12/31/1989 | 6/29/2000 |
| Commercial State Bancorporation | Parent | 1/2/1983 | 12/30/1989 |
| Commercial State Bancorporation | Parent | 12/28/1981 | 1/1/1983 |
| Commercial State Bancshares, Inc. | Parent | 12/31/1976 | 1/1/1983 |
| Commercial State Bancshares, Inc. | Parent | 12/31/1974 | 12/30/1976 |
| Commercial State Bancshares, Inc. | Parent | 12/31/1970 | 12/30/1974 |
Similar Organizations
| Organization | City | State | Total Assets |
|---|---|---|---|
|
F&M Bank
|
Falls City | NE | 122.3M |
|
Milledgeville State Bank
|
Milledgeville | IL | 122.2M |
|
Nebraska Bank Of Commerce
|
Lincoln | NE | 123.1M |
|
Ohana Pacific Bank
|
Honolulu | HI | 123.7M |
|
Peoples State Bank
|
Mc Donald | KS | 123.8M |
|
Citizens State Bank - Midwest
|
Cavalier | ND | 121.2M |
|
Farmers And Merchants State Bank Of Springfield
|
Springfield | MN | 121.2M |
|
First State Bank
|
Farnam | NE | 125.2M |
|
Bank Of Gleason
|
Gleason | TN | 120.0M |
|
Security State Bank Of Marine
|
Marine On St. Croix | MN | 125.4M |