Vitals
  • Total Assets
    205.3M 11.4 %
  • Total Deposits
    176.1M 10.3 %
  • Total Net Loans
    130.3M 8.7 %
  • Net Income
    1.5M 54.6 %
  • Book Value
    21.0M 4.3 %
  • Book Value x2
    42.0M 4.3 %
  • Book Value x3
    63.0M 4.3 %
ROAA

3.019

ROAE

29.487

Efficiency Ratio

38.522

Net Interest Margin

4.622

Balance Sheet Highlights
Financial Highlights The First National Bank Of Waconia All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 205,261 82,949
Total Net Loans 130,315 58,817
Total Deposits 176,080 69,216
Total Equity 20,993 8,068
Profitability
Net Income 1,524 601
Return on Average Assets 3.019 1.531
Return on Average Equity 29.487 15.617
Net Interest Margin 4.622 4.455
Efficiency Ratio 38.522 62.926
Noninterest Income/Revenue 16.356 10.363
Balance Sheet Ratios
Loan-to-Deposit 74.009 81.815
Securities/Assets .319 .263
Total Equity/Total Assets .102 .097
Tangible Equity/Tangible Assets .102 -.013
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 21,796 7,836
Tier 2 Capital 1,716 704
Total Capital 23,512 8,531
Total Risk Weighted Assets 166,451 63,403
Leverage Ratio 10.79 9.669
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.09 13.238
Total Capital Ratio 14.13 14.341

Timeline for The First National Bank Of Waconia

Kleinbank

The First National Bank Of Waconia was acquired by Kleinbank 19 years

View Profile Apr 03 2005

State Bank Of Cologne

Acquisition: The First National Bank Of Waconia acquired a new subsidiary, State Bank Of Cologne, 37 years

View Profile Jan 01 1987

Klein Financial, Inc.

Klein Financial, Inc. became a new parent organization for The First National Bank Of Waconia.

View Profile Aug 01 1975

The First National Bank Of Waconia

The First National Bank Of Waconia was established 105 years ago and is currently headquartered in Waconia, MN.

Jan 01 1919
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Kleinbank Buyer 1,917,204 Pooling of Interests Discontinued 4/3/2005
State Bank Of Cologne Seller 16,691 Discontinued 1/1/1987
Relationships Role Relationship Start Relationship End
Klein Financial, Inc. Parent 12/30/1996 4/2/2005
Klein Financial, Inc. Parent 2/11/1992 12/29/1996
Klein Financial, Inc. Parent 7/19/1989 2/10/1992
Klein Financial, Inc. Parent 12/31/1979 7/18/1989
Klein Financial, Inc. Parent 8/1/1975 12/30/1979
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