Vitals
  • Total Assets
    204.1M 1.7 %
  • Total Deposits
    165.8M 0.9 %
  • Total Net Loans
    75.3M 16.7 %
  • Net Income
    1.9M -31.5 %
  • Book Value
    19.8M -9.6 %
  • Book Value x2
    39.6M -9.6 %
  • Book Value x3
    59.4M -9.6 %
ROAA

.904

ROAE

8.347

Efficiency Ratio

62.98

Net Interest Margin

2.856

Balance Sheet Highlights
Financial Highlights The First National Bank Of Mount Vernon All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 204,101 358,087
Total Net Loans 75,346 213,533
Total Deposits 165,770 308,027
Total Equity 19,811 38,740
Profitability
Net Income 1,868 3,845
Return on Average Assets .904 1.025
Return on Average Equity 8.347 9.415
Net Interest Margin 2.856 3.773
Efficiency Ratio 62.98 66.762
Noninterest Income/Revenue 10.977 16.375
Balance Sheet Ratios
Loan-to-Deposit 45.452 65.494
Securities/Assets .587 .214
Total Equity/Total Assets .097 .108
Tangible Equity/Tangible Assets .097 .104
Capital Adequacy
Tier 1 Common Capital 21,123 37,278
Tier 1 Capital 21,123 37,303
Tier 2 Capital 674 2,526
Total Capital 21,797 39,866
Total Risk Weighted Assets 75,695 237,367
Leverage Ratio 9.97 10.563
Common Equity Tier 1 Capital Ratio 27.91 18.073
Tier 1 Capital Ratio 27.91 18.097
Total Capital Ratio 28.8 19.169

Timeline for The First National Bank Of Mount Vernon

Mount Vernon Bankshares, Inc.

Mount Vernon Bankshares, Inc. became a new parent organization for The First National Bank Of Mount Vernon.

View Profile May 24 1985

The First National Bank Of Mount Vernon

The First National Bank Of Mount Vernon was established 124 years ago and is currently headquartered in Mount Vernon, TX.

May 01 1900
Relationships Role Relationship Start Relationship End
Mount Vernon Bankshares, Inc. Parent 5/24/1985
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