The First National Bank Of Athens
Athens, TX — Domestic Branch of a Domestic Bank
Acquired May 2005
Estimated Tax Benefit from Tax-Exempt Loan Income Over Time
| Estimated Tax Benefit from Tax-Exempt Loan Income | The First National Bank Of Athens | All Insured Commercial Banks in Texas |
| 03-31-2005 | 23,000 | 18,345 |
| 12-31-2004 | 103,000 | 61,990 |
| 09-30-2004 | 79,000 | 44,669 |
| 06-30-2004 | 53,000 | 29,896 |
| 03-31-2004 | 27,000 | 15,928 |
| 12-31-2003 | 102,000 | 55,256 |
| 09-30-2003 | 75,000 | 44,068 |
| 06-30-2003 | 47,000 | 30,179 |
| 03-31-2003 | 21,000 | 15,921 |
| 12-31-2002 | 64,000 | 53,817 |