Net Income Analysis ( % relative to Total Revenue )
Income Statement The Fahey Banking Company All Insured Commercial Banks in Ohio
Interest and Fees on Loans 6,581 11,386
Income from Lease Financing Receivables — 4
105 64
Estimated Tax Benefit from Tax-Exempt Loan Income 52 32
Income on Loans and Leases (TE) 6,633 11,434
Investment Interest Income (TE) 2,091 1,894
Total Interest Income (TE) 8,785 13,519
Total Interest Expense 474 1,284
Net Interest Income (TE) 8,311 12,235
Non-Interest Income 1,362 3,344
Adjusted Operating Income (TE) 9,673 15,563
Non-interest Expense 6,013 10,269
Provision for Loan & Lease Losses — 364
Pretax Operating Income (TE) 3,660 4,973
Pretax Net Operating Income (TE) 3,660 5,081
Applicable Income Taxes 864 1,163
Net Operating Income 2,539 3,580
Net Income 2,539 3,580
Cash Dividends Declared 19 1,534
Retained Earnings 2,520 1,881