Net Income Analysis ( % relative to Total Revenue )
Income Statement The Citizens State Bank All Insured Commercial Banks in Kansas
Interest and Fees on Loans 11,630 4,851
Income from Lease Financing Receivables 180 18
180 22
Estimated Tax Benefit from Tax-Exempt Loan Income 93 11
Income on Loans and Leases (TE) 11,903 4,908
Investment Interest Income (TE) 1,820 1,053
Total Interest Income (TE) 13,962 6,154
Total Interest Expense 2,756 615
Net Interest Income (TE) 11,206 5,498
Non-Interest Income 707 1,087
Adjusted Operating Income (TE) 11,913 6,741
Non-interest Expense 4,453 4,308
Provision for Loan & Lease Losses 100 167
Pretax Operating Income (TE) 7,360 2,119
Pretax Net Operating Income (TE) 7,360 2,180
Applicable Income Taxes 293 271
Net Operating Income 6,771 1,662
Net Income 6,771 1,663
Cash Dividends Declared 6,075 923
Retained Earnings 696 659