Vitals
  • Total Assets
    331.6M 6.4 %
  • Total Deposits
    245.7M 6.1 %
  • Total Net Loans
    263.8M 6.0 %
  • Net Income
    6.8M 11.5 %
  • Book Value
    32.1M -1.7 %
  • Book Value x2
    64.2M -1.7 %
  • Book Value x3
    96.3M -1.7 %
ROAA

2.123

ROAE

20.531

Efficiency Ratio

37.379

Net Interest Margin

3.696

Balance Sheet Highlights
Financial Highlights The Citizens State Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 331,605 161,058
Total Net Loans 263,780 97,183
Total Deposits 245,693 131,657
Total Equity 32,114 18,008
Profitability
Net Income 6,771 1,663
Return on Average Assets 2.123 .954
Return on Average Equity 20.531 8.443
Net Interest Margin 3.696 3.683
Efficiency Ratio 37.379 68.374
Noninterest Income/Revenue 4.82 15.013
Balance Sheet Ratios
Loan-to-Deposit 107.362 72.321
Securities/Assets .147 .241
Total Equity/Total Assets .097 .112
Tangible Equity/Tangible Assets .091 .109
Capital Adequacy
Tier 1 Common Capital 30,366 17,454
Tier 1 Capital 30,366 17,457
Tier 2 Capital 3,246 1,279
Total Capital 33,612 18,771
Total Risk Weighted Assets 289,836 112,595
Leverage Ratio 9.36 11.048
Common Equity Tier 1 Capital Ratio 10.48 16.94
Tier 1 Capital Ratio 10.48 16.949
Total Capital Ratio 11.6 18.109

Timeline for The Citizens State Bank

Community Investment Sub, Inc.

Community Investment Sub, Inc. became a new subsidiary organization for The Citizens State Bank.

View Profile May 30 1997

Community State Bank

Acquisition: The Citizens State Bank acquired a new subsidiary, Community State Bank, 27 years

View Profile Jul 02 1996

The Citizens State Bank Of Waterville

Acquisition: The Citizens State Bank acquired a new subsidiary, The Citizens State Bank Of Waterville, 29 years

View Profile Jul 11 1994

Community Bancshares Of Marysville, Inc.

Community Bancshares Of Marysville, Inc. became a new parent organization for The Citizens State Bank.

View Profile Jul 01 1994

Citizens Bancshares Of Marysville, Inc.

Citizens Bancshares Of Marysville, Inc. became a new parent organization for The Citizens State Bank.

View Profile Mar 25 1987

Want to see more?

Complete timeline for The Citizens State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community State Bank Seller 24,854 Acquisition Discontinued 7/2/1996
The Citizens State Bank Of Waterville Seller 23,160 Discontinued 7/11/1994
Relationships Role Relationship Start Relationship End
Community Bancshares Of Marysville, Inc. Parent 7/1/1994
Citizens Bancshares Of Marysville, Inc. Parent 3/25/1987 6/30/1994
Community Investment Sub, Inc. Subsidary 5/30/1997 8/31/1998
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