Vitals
  • Total Assets
    214.6M -0.6 %
  • Total Deposits
    181.3M 5.7 %
  • Total Net Loans
    96.2M -12.3 %
  • Net Income
    155000.0000 93.8 %
  • Book Value
    18.7M -11.3 %
  • Book Value x2
    37.4M -11.3 %
  • Book Value x3
    56.1M -11.3 %
ROAA

.288

ROAE

3.349

Efficiency Ratio

84.706

Net Interest Margin

2.571

Balance Sheet Highlights
Financial Highlights The Citizens National Bank Of Paris All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 214,625 229,744
Total Net Loans 96,160 132,885
Total Deposits 181,346 197,519
Total Equity 18,711 22,828
Profitability
Net Income 155 420
Return on Average Assets .288 .77
Return on Average Equity 3.349 7.322
Net Interest Margin 2.571 3.604
Efficiency Ratio 84.706 68.884
Noninterest Income/Revenue 9.227 15.297
Balance Sheet Ratios
Loan-to-Deposit 53.026 62.903
Securities/Assets .407 .224
Total Equity/Total Assets .087 .099
Tangible Equity/Tangible Assets .087 .096
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 16,817 20,627
Tier 2 Capital 1,603 1,777
Total Capital 18,420 22,434
Total Risk Weighted Assets 123,148 149,742
Leverage Ratio 7.83 9.667
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.66 16.097
Total Capital Ratio 14.96 17.228

Timeline for The Citizens National Bank Of Paris

First Farmers Bank And Trust Company

The Citizens National Bank Of Paris was acquired by First Farmers Bank And Trust Company 12 years

View Profile May 01 2012

Citizens Insurance Services, Inc.

Citizens Insurance Services, Inc. became a new subsidiary organization for The Citizens National Bank Of Paris.

View Profile Dec 29 2000

The Oakland National Bank

Acquisition: The Citizens National Bank Of Paris acquired a new subsidiary, The Oakland National Bank, 26 years

View Profile Jul 12 1997

First Citizens Of Paris, Inc.

First Citizens Of Paris, Inc. became a new parent organization for The Citizens National Bank Of Paris.

View Profile Jul 31 1987

The Citizens National Bank Of Paris

The Citizens National Bank Of Paris was established 122 years ago and is currently headquartered in Paris, IL.

Jan 01 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Farmers Bank And Trust Company Buyer 1,547,292 Acquisition Discontinued 5/1/2012
The Oakland National Bank Seller 23,399 Pooling of Interests Discontinued 7/12/1997
Relationships Role Relationship Start Relationship End
First Citizens Of Paris, Inc. Parent 7/31/1987 4/30/2012
Citizens Insurance Services, Inc. Subsidary 6/30/2007 10/1/2009
Citizens Insurance Services, Inc. Subsidary 12/29/2000 6/29/2007
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