Vitals
  • Total Assets
    200.9M -5.5 %
  • Total Deposits
    151.6M -0.5 %
  • Total Net Loans
    40.7M 18.7 %
  • Net Income
    1.9M -14.1 %
  • Book Value
    21.7M -4.0 %
  • Book Value x2
    43.4M -4.0 %
  • Book Value x3
    65.0M -4.0 %
ROAA

.886

ROAE

7.796

Efficiency Ratio

58.02

Net Interest Margin

2.443

Balance Sheet Highlights
Financial Highlights The Citizens National Bank Of Hillsboro All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 200,941 358,087
Total Net Loans 40,685 213,533
Total Deposits 151,627 308,027
Total Equity 21,676 38,740
Profitability
Net Income 1,852 3,845
Return on Average Assets .886 1.025
Return on Average Equity 7.796 9.415
Net Interest Margin 2.443 3.773
Efficiency Ratio 58.02 66.762
Noninterest Income/Revenue 10.635 16.375
Balance Sheet Ratios
Loan-to-Deposit 26.832 65.494
Securities/Assets .727 .214
Total Equity/Total Assets .108 .108
Tangible Equity/Tangible Assets .108 .104
Capital Adequacy
Tier 1 Common Capital 22,007 37,278
Tier 1 Capital 22,007 37,303
Tier 2 Capital 419 2,526
Total Capital 22,426 39,866
Total Risk Weighted Assets 81,551 237,367
Leverage Ratio 10.6 10.563
Common Equity Tier 1 Capital Ratio 26.99 18.073
Tier 1 Capital Ratio 26.99 18.097
Total Capital Ratio 27.5 19.169

Timeline for The Citizens National Bank Of Hillsboro

Hillsboro Bancshares, Inc.

Hillsboro Bancshares, Inc. became a new parent organization for The Citizens National Bank Of Hillsboro.

View Profile Dec 31 2008

Colonial Trust Company

Acquisition: The Citizens National Bank Of Hillsboro acquired a new subsidiary, Colonial Trust Company , 19 years

View Profile Jun 01 2005

Hillsboro Holdings, Inc.

Hillsboro Holdings, Inc. became a new parent organization for The Citizens National Bank Of Hillsboro.

View Profile Jan 01 2004

The Citizens National Bank Of Hillsboro

The Citizens National Bank Of Hillsboro was established 131 years ago and is currently headquartered in Hillsboro, TX.

Jan 01 1893
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Colonial Trust Company Seller Acquisition Discontinued 6/1/2005
Relationships Role Relationship Start Relationship End
Hillsboro Bancshares, Inc. Parent 12/31/2008
Hillsboro Holdings, Inc. Parent 1/1/2004 12/30/2008
Similar Organizations
Organization City State Total Assets
Worthington National Bank
 		Arlington TX 209.6M
Commercial National Bank Of Texarkana
 		Texarkana TX 209.6M
T Bank, National Association
 		Dallas TX 211.1M
The First National Bank Of Trenton
 		Trenton TX 211.3M
The First National Bank Of Bellevue
 		Bellevue OH 212.7M
First National Bank Of Picayune
 		Picayune MS 208.9M
First National Bank And Trust
 		London KY 203.7M
The First National Bank Of Allendale
 		Allendale IL 209.4M
Black Hills Community Bank, N.A.
 		Rapid City SD 215.2M
Atlantic Trust Company, National Association
 		Atlanta GA 201.2M