The Citizens Bank
Batesville, AR — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Citizens Bank | All Insured Commercial Banks in Arkansas |
Interest and Fees on Loans | 26,200 | 11,107 |
Income from Lease Financing Receivables | — | 1 |
733 | 29 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 366 | 15 |
Income on Loans and Leases (TE) | 26,566 | 11,129 |
Investment Interest Income (TE) | 4,819 | 1,636 |
Total Interest Income (TE) | 31,764 | 12,872 |
Total Interest Expense | 4,223 | 1,430 |
Net Interest Income (TE) | 27,541 | 11,443 |
Non-Interest Income | 4,681 | 3,679 |
Adjusted Operating Income (TE) | 32,222 | 16,091 |
Non-interest Expense | 21,247 | 10,771 |
Provision for Loan & Lease Losses | 2,249 | 635 |
Pretax Operating Income (TE) | 8,726 | 4,580 |
Pretax Net Operating Income (TE) | 8,748 | 4,646 |
Applicable Income Taxes | 1,070 | 823 |
Net Operating Income | 6,302 | 3,504 |
Net Income | 6,302 | 3,504 |
Cash Dividends Declared | 2,800 | 2,018 |
Retained Earnings | 3,502 | 1,459 |