Vitals
  • Total Assets
    751.1M 4.0 %
  • Total Deposits
    644.0M 12.0 %
  • Total Net Loans
    536.8M 13.7 %
  • Net Income
    6.3M 44.5 %
  • Book Value
    74.0M 11.3 %
  • Book Value x2
    148.0M 11.3 %
  • Book Value x3
    222.0M 11.3 %
ROAA

.84

ROAE

9.046

Efficiency Ratio

65.94

Net Interest Margin

3.874

Balance Sheet Highlights
Financial Highlights The Citizens Bank All Insured Commercial Banks in Arkansas
Balance Sheet $(000)
Total Assets 751,060 318,289
Total Net Loans 536,778 216,383
Total Deposits 644,019 263,403
Total Equity 74,010 35,927
Profitability
Net Income 6,302 3,504
Return on Average Assets .84 .978
Return on Average Equity 9.046 8.333
Net Interest Margin 3.874 3.942
Efficiency Ratio 65.94 67.5
Noninterest Income/Revenue 12.844 22.229
Balance Sheet Ratios
Loan-to-Deposit 83.348 73.916
Securities/Assets .19 .179
Total Equity/Total Assets .099 .113
Tangible Equity/Tangible Assets .081 .105
Capital Adequacy
Tier 1 Common Capital 61,460 33,826
Tier 1 Capital 61,460 33,832
Tier 2 Capital 6,934 2,662
Total Capital 68,394 36,492
Total Risk Weighted Assets 553,180 231,187
Leverage Ratio 8.06 10.961
Common Equity Tier 1 Capital Ratio 11.11 16.798
Tier 1 Capital Ratio 11.11 16.813
Total Capital Ratio 12.36 17.973

Timeline for The Citizens Bank

Parkway Bank

Acquisition: The Citizens Bank acquired a new subsidiary, Parkway Bank, 8 years

View Profile Dec 22 2015

Citizens Investments, Inc.

Citizens Investments, Inc. became a new subsidiary organization for The Citizens Bank.

View Profile Oct 30 1990

Citizens Bancshares Of Batesville, Inc.

Citizens Bancshares Of Batesville, Inc. became a new parent organization for The Citizens Bank.

View Profile Feb 10 1985

The Citizens Bank

The Citizens Bank was established 71 years ago and is currently headquartered in Batesville, AR.

Apr 24 1953
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Parkway Bank Seller 133,565 Acquisition Discontinued 12/22/2015
Relationships Role Relationship Start Relationship End
Citizens Bancshares Of Batesville, Inc. Parent 2/10/1985
Citizens Investments, Inc. Subsidary 6/30/2007 1/30/2012
Citizens Investments, Inc. Subsidary 10/30/1990 6/29/2007
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