Vitals
  • Total Assets
    189.2M -0.3 %
  • Total Deposits
    160.6M -1.2 %
  • Total Net Loans
    116.2M 13.3 %
  • Net Income
    2.5M 12.4 %
  • Book Value
    25.6M 6.4 %
  • Book Value x2
    51.2M 6.4 %
  • Book Value x3
    76.7M 6.4 %
ROAA

1.336

ROAE

10.081

Efficiency Ratio

55.183

Net Interest Margin

4.474

Balance Sheet Highlights
Financial Highlights The Citizens Bank Company All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 189,198 361,398
Total Net Loans 116,153 246,196
Total Deposits 160,607 299,385
Total Equity 25,580 40,120
Profitability
Net Income 2,547 3,580
Return on Average Assets 1.336 .879
Return on Average Equity 10.081 7.888
Net Interest Margin 4.474 3.69
Efficiency Ratio 55.183 68.453
Noninterest Income/Revenue 12.74 19.831
Balance Sheet Ratios
Loan-to-Deposit 72.321 76.786
Securities/Assets .23 .197
Total Equity/Total Assets .135 .111
Tangible Equity/Tangible Assets .135 .102
Capital Adequacy
Tier 1 Common Capital 24,930 37,120
Tier 1 Capital 24,930 37,403
Tier 2 Capital 1,540 2,742
Total Capital 26,470 40,139
Total Risk Weighted Assets 122,932 260,858
Leverage Ratio 13.13 10.639
Common Equity Tier 1 Capital Ratio 20.28 16.715
Tier 1 Capital Ratio 20.28 16.742
Total Capital Ratio 21.53 17.824

Timeline for The Citizens Bank Company

The Bartlett Farmers Bank

Acquisition: The Citizens Bank Company acquired a new subsidiary, The Bartlett Farmers Bank, 11 years

View Profile Nov 16 2013

Muskingum Valley Bancshares, Inc.

Muskingum Valley Bancshares, Inc. became a new parent organization for The Citizens Bank Company.

View Profile Jun 30 1984

The Citizens Bank Company

The Citizens Bank Company was established 161 years ago and is currently headquartered in Beverly, OH.

Jan 01 1863
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Bartlett Farmers Bank Seller 63,228 Pooling of Interests Discontinued 11/16/2013
Relationships Role Relationship Start Relationship End
Muskingum Valley Bancshares, Inc. Parent 6/30/1984
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