Vitals
  • Total Assets
    800.6M 4.6 %
  • Total Deposits
    637.2M -0.4 %
  • Total Net Loans
    712.6M 4.5 %
  • Net Income
    8.3M -2.0 %
  • Book Value
    72.4M 2.4 %
  • Book Value x2
    144.7M 2.4 %
  • Book Value x3
    217.0M 2.4 %
ROAA

1.068

ROAE

11.483

Efficiency Ratio

58.618

Net Interest Margin

4.186

Balance Sheet Highlights
Financial Highlights The Bank Of Western Massachusetts All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 800,584 405,142
Total Net Loans 712,643 270,159
Total Deposits 637,176 299,856
Total Equity 72,350 43,490
Profitability
Net Income 8,253 2,378
Return on Average Assets 1.068 .458
Return on Average Equity 11.483 4.349
Net Interest Margin 4.186 2.941
Efficiency Ratio 58.618 82.628
Noninterest Income/Revenue 8.031 8.05
Balance Sheet Ratios
Loan-to-Deposit 111.844 90.729
Securities/Assets .052 .298
Total Equity/Total Assets .09 .107
Tangible Equity/Tangible Assets .085 .056
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 67,963 41,370
Tier 2 Capital 8,707 2,775
Total Capital 76,670 44,420
Total Risk Weighted Assets 695,687 261,503
Leverage Ratio 8.7 10.265
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.77 16.392
Total Capital Ratio 11.02 17.462

Timeline for The Bank Of Western Massachusetts

People's United Bank, National Association

The Bank Of Western Massachusetts was acquired by People's United Bank, National Association 15 years

View Profile Jan 01 2009

People's United Bank, National Association

People's United Bank, National Association became a new parent organization for The Bank Of Western Massachusetts.

View Profile Jan 01 2008

Hayburne, Inc.

Acquisition: The Bank Of Western Massachusetts acquired a new subsidiary, Hayburne, Inc. , 20 years

View Profile Apr 28 2004

Bwm Realty, Inc.

Bwm Realty, Inc. became a new subsidiary organization for The Bank Of Western Massachusetts.

View Profile Jul 19 2001

United Bank

Acquisition: The Bank Of Western Massachusetts acquired a new subsidiary, United Bank, 24 years

View Profile Sep 25 1999

Want to see more?

Complete timeline for The Bank Of Western Massachusetts is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
People's United Bank, National Association Buyer 40,278,972 Discontinued 1/1/2009
Hayburne, Inc. Seller Pooling of Interests Discontinued 4/28/2004
United Bank Seller 277,204 Pooling of Interests Discontinued 9/25/1999
Relationships Role Relationship Start Relationship End
People's United Bank, National Association Parent 1/1/2008 12/31/2008
Chittenden Corporation Parent 3/18/1995 12/31/2007
Bowm Securities Corporation Subsidary 6/30/2007 12/31/2007
Bowm Securities Corporation Subsidary 3/17/1995 6/29/2007
Bwm Realty, Inc. Subsidary 7/19/2001 1/10/2005
Hayburne, Inc. Subsidary 9/25/1999 4/27/2004
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