Vitals
  • Total Assets
    278.7M -1.3 %
  • Total Deposits
    235.0M 1.8 %
  • Total Net Loans
    218.2M 1.6 %
  • Net Income
    4.0M -4.5 %
  • Book Value
    29.3M -1.0 %
  • Book Value x2
    58.6M -1.0 %
  • Book Value x3
    87.8M -1.0 %
ROAA

1.459

ROAE

13.559

Efficiency Ratio

60.615

Net Interest Margin

3.827

Balance Sheet Highlights
Financial Highlights The Bank Of Kremlin All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 278,739 202,868
Total Net Loans 218,229 137,756
Total Deposits 235,042 172,449
Total Equity 29,281 21,595
Profitability
Net Income 3,989 2,672
Return on Average Assets 1.459 1.261
Return on Average Equity 13.559 11.655
Net Interest Margin 3.827 4.163
Efficiency Ratio 60.615 67.201
Noninterest Income/Revenue 11.258 16.695
Balance Sheet Ratios
Loan-to-Deposit 92.847 75.305
Securities/Assets .067 .172
Total Equity/Total Assets .105 .106
Tangible Equity/Tangible Assets .105 .104
Capital Adequacy
Tier 1 Common Capital 29,186 21,413
Tier 1 Capital 29,186 21,413
Tier 2 Capital 2,740 1,666
Total Capital 31,926 23,103
Total Risk Weighted Assets 218,658 150,667
Leverage Ratio 10.67 10.837
Common Equity Tier 1 Capital Ratio 13.35 15.74
Tier 1 Capital Ratio 13.35 15.742
Total Capital Ratio 14.6 16.809

Timeline for The Bank Of Kremlin

Kremlin Realty, Llc

Kremlin Realty, Llc became a new subsidiary organization for The Bank Of Kremlin.

View Profile Jun 29 2007

Bank Of Drummond

Acquisition: The Bank Of Kremlin acquired a new subsidiary, Bank Of Drummond, 25 years

View Profile Nov 09 1998

Kremlin Bancshares, Inc.

Kremlin Bancshares, Inc. became a new parent organization for The Bank Of Kremlin.

View Profile May 23 1997

First State Bank Of Goltry

Acquisition: The Bank Of Kremlin acquired a new subsidiary, First State Bank Of Goltry, 30 years

View Profile Mar 19 1994

Kremlin Insurance Agency, Inc., The

Kremlin Insurance Agency, Inc., The became a new parent organization for The Bank Of Kremlin.

View Profile Dec 31 1970

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Complete timeline for The Bank Of Kremlin is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Drummond Seller 16,095 Acquisition Discontinued 11/9/1998
First State Bank Of Goltry Seller 8,708 Discontinued 3/19/1994
Relationships Role Relationship Start Relationship End
Kremlin Bancshares, Inc. Parent 5/23/1997
Kremlin Insurance Agency, Inc., The Parent 12/31/1970 12/29/1976
Kremlin Realty, Llc Subsidary 6/29/2007
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