Texas State Bank
Joaquin, TX — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Texas State Bank | All Insured Commercial Banks in Texas |
| Interest and Fees on Loans | 5,064 | 10,872 |
| Income from Lease Financing Receivables | — | 2 |
| 15 | 44 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 8 | 22 |
| Income on Loans and Leases (TE) | 5,072 | 10,941 |
| Investment Interest Income (TE) | 82 | 2,007 |
| Total Interest Income (TE) | 5,220 | 13,476 |
| Total Interest Expense | 214 | 1,063 |
| Net Interest Income (TE) | 5,006 | 12,338 |
| Non-Interest Income | 1,508 | 2,639 |
| Adjusted Operating Income (TE) | 6,514 | 15,335 |
| Non-interest Expense | 5,615 | 9,693 |
| Provision for Loan & Lease Losses | 100 | 524 |
| Pretax Operating Income (TE) | 799 | 4,819 |
| Pretax Net Operating Income (TE) | 799 | 4,946 |
| Applicable Income Taxes | — | 576 |
| Net Operating Income | 791 | 3,858 |
| Net Income | 791 | 3,845 |
| Cash Dividends Declared | 3,341 | 1,701 |
| Retained Earnings | -2,550 | 1,997 |