Vitals
  • Total Assets
    114.5M -5.0 %
  • Total Deposits
    103.3M -3.4 %
  • Total Net Loans
    95.1M 8.6 %
  • Net Income
    791000.0000 349.4 %
  • Book Value
    11.1M -18.7 %
  • Book Value x2
    22.1M -18.7 %
  • Book Value x3
    33.2M -18.7 %
ROAA

.664

ROAE

6.871

Efficiency Ratio

86.203

Net Interest Margin

4.559

Balance Sheet Highlights
Financial Highlights Texas State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 114,531 358,087
Total Net Loans 95,142 213,533
Total Deposits 103,329 308,027
Total Equity 11,052 38,740
Profitability
Net Income 791 3,845
Return on Average Assets .664 1.025
Return on Average Equity 6.871 9.415
Net Interest Margin 4.559 3.773
Efficiency Ratio 86.203 66.762
Noninterest Income/Revenue 22.414 16.375
Balance Sheet Ratios
Loan-to-Deposit 92.077 65.494
Securities/Assets .049 .214
Total Equity/Total Assets .096 .108
Tangible Equity/Tangible Assets .091 .104
Capital Adequacy
Tier 1 Common Capital 10,440 37,278
Tier 1 Capital 10,440 37,303
Tier 2 Capital 575 2,526
Total Capital 11,015 39,866
Total Risk Weighted Assets 91,744 237,367
Leverage Ratio 8.81 10.563
Common Equity Tier 1 Capital Ratio 11.38 18.073
Tier 1 Capital Ratio 11.38 18.097
Total Capital Ratio 12.01 19.169

Timeline for Texas State Bank

Joaquin Delaware Bancshares, Inc.

Joaquin Delaware Bancshares, Inc. became a new parent organization for Texas State Bank.

View Profile Oct 01 1998

Joaquin Bankshares, Inc.

Joaquin Bankshares, Inc. became a new parent organization for Texas State Bank.

View Profile Nov 01 1983

Texas State Bank

Texas State Bank was established 98 years ago and is currently headquartered in Joaquin, TX.

Sep 17 1926
Relationships Role Relationship Start Relationship End
Joaquin Bankshares, Inc. Parent 1/1/2009
Joaquin Delaware Bancshares, Inc. Parent 10/1/1998 12/31/2008
Joaquin Bankshares, Inc. Parent 3/14/1996 9/30/1998
Joaquin Bankshares, Inc. Parent 2/15/1990 3/13/1996
Joaquin Bankshares, Inc. Parent 11/1/1983 2/14/1990
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