Vitals
  • Total Assets
    97.9M 1.9 %
  • Total Deposits
    84.9M 2.4 %
  • Total Net Loans
    69.5M 3.4 %
  • Net Income
    1.2M -16.8 %
  • Book Value
    10.2M 3.4 %
  • Book Value x2
    20.4M 3.4 %
  • Book Value x3
    30.7M 3.4 %
ROAA

1.232

ROAE

11.56

Efficiency Ratio

73.432

Net Interest Margin

5.468

Balance Sheet Highlights
Financial Highlights Sweet Water State Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 97,871 266,812
Total Net Loans 69,463 157,006
Total Deposits 84,926 227,200
Total Equity 10,218 30,855
Profitability
Net Income 1,171 2,603
Return on Average Assets 1.232 .91
Return on Average Equity 11.56 7.525
Net Interest Margin 5.468 3.872
Efficiency Ratio 73.432 69.238
Noninterest Income/Revenue 12.699 15.218
Balance Sheet Ratios
Loan-to-Deposit 81.792 65.031
Securities/Assets .13 .23
Total Equity/Total Assets .104 .116
Tangible Equity/Tangible Assets .104 .114
Capital Adequacy
Tier 1 Common Capital 10,352 30,655
Tier 1 Capital 10,352 30,655
Tier 2 Capital 751 1,864
Total Capital 11,103 32,526
Total Risk Weighted Assets 69,079 184,216
Leverage Ratio 10.88 11.829
Common Equity Tier 1 Capital Ratio 14.99 18.757
Tier 1 Capital Ratio 14.99 18.762
Total Capital Ratio 16.07 19.824

Timeline for Sweet Water State Bank

Tombigbee Bancshares, Inc.

Tombigbee Bancshares, Inc. became a new parent organization for Sweet Water State Bank.

View Profile Aug 01 2005

Banctrust Financial Group, Inc.

Banctrust Financial Group, Inc. became a new parent organization for Sweet Water State Bank.

View Profile Sep 11 1999

Sweet Water State Bancshares, Inc.

Sweet Water State Bancshares, Inc. became a new parent organization for Sweet Water State Bank.

View Profile Mar 10 1989

Sweet Water State Bank

Sweet Water State Bank was established 111 years ago and is currently headquartered in Sweet Water, AL.

Jan 01 1913
Relationships Role Relationship Start Relationship End
Tombigbee Bancshares, Inc. Parent 8/1/2005
Banctrust Financial Group, Inc. Parent 9/11/1999 7/31/2005
Sweet Water State Bancshares, Inc. Parent 3/10/1989 9/10/1999
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